We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
I Need Serious Help!!!!!
karolina1
Posts: 29 Forumite
in Credit cards
OK, I'm admitting I've made mistekes in the past re: credit cards but now I'm paying heavily for it now!!!!!!! I had an MBNA credit card with a limit of 400. I wasnt able to meet my payments due to unemployment and sort of buried my head in the sand, worst possible thing i know! 
However now the debt has been passed to Arrow and they are demanding £891 from me!!! I'm furious! :mad:
I have recently got a job and am now back on track and have been able to make two payment of 200 pounds each, thus paying back what i spent. However neither MBNA nor Arrow are helping me out when I ask them to reduce the total amount I owe. I owe Tesco credit Card 3000 but they are willing to accept 2300 if i pay in full by the end of april. Therefoer I'm far more willing to pay Tesco as they are writing off some of the debt I owe. But what should I do about MBNA??? I cant afford 200 a month and begrudge paying SO much more in late fees and charges!!! If I have to pay it all, can I recalim it???? Help!!!!
However now the debt has been passed to Arrow and they are demanding £891 from me!!! I'm furious! :mad:
I have recently got a job and am now back on track and have been able to make two payment of 200 pounds each, thus paying back what i spent. However neither MBNA nor Arrow are helping me out when I ask them to reduce the total amount I owe. I owe Tesco credit Card 3000 but they are willing to accept 2300 if i pay in full by the end of april. Therefoer I'm far more willing to pay Tesco as they are writing off some of the debt I owe. But what should I do about MBNA??? I cant afford 200 a month and begrudge paying SO much more in late fees and charges!!! If I have to pay it all, can I recalim it???? Help!!!!
0
Comments
-
OK, I'm admitting I've made mistekes in the past re: credit cards but now I'm paying heavily for it now!!!!!!! I had an MBNA credit card with a limit of 400. I wasnt able to meet my payments due to unemployment and sort of buried my head in the sand, worst possible thing i know!
However now the debt has been passed to Arrow and they are demanding £891 from me!!! I'm furious! :mad:
I have recently got a job and am now back on track and have been able to make two payment of 200 pounds each, thus paying back what i spent. However neither MBNA nor Arrow are helping me out when I ask them to reduce the total amount I owe. I owe Tesco credit Card 3000 but they are willing to accept 2300 if i pay in full by the end of april. Therefoer I'm far more willing to pay Tesco as they are writing off some of the debt I owe. But what should I do about MBNA??? I cant afford 200 a month and begrudge paying SO much more in late fees and charges!!! If I have to pay it all, can I recalim it???? Help!!!!
I think you would be far better re-posting on the debt-free board, you will get much more help there, good luck.....Aiming to be debt free....but still off target0 -
thanks, have done, and now await response!!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.4K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.5K Work, Benefits & Business
- 602.8K Mortgages, Homes & Bills
- 178K Life & Family
- 260.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards