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Interest free cash

can anyone tell me whether it is possible to apply for a credit card and then have cash transferred to my current account interest free?

Comments

  • poppy_f1
    poppy_f1 Posts: 2,637 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    one of the egg cards do this i beleive
  • tom188
    tom188 Posts: 2,330 Forumite
    I suggest for more detail you search for the several dozen posts on this subject/transferring to a loan that appear each week.
  • Clariman
    Clariman Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You will probably need 2 cards to do this. A credit card with a 0% offer on balance transfers and an Egg Money card. You route the money from the 0% BT card to Egg Money and then you can route it from Egg Money into a bank account. There would be no interest payable on either part of this and there will be no fee by Egg for their part. However, there will probably be a Balance Transfer fee payable to the 0% card company. You need to find a capped fee or one of the few that still don't have a fee. See Martin's article on Stoozing (above) or visit the stoozing website for more detail.

    Clariman
    Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk
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