Quick Ulster Bank 0% BT Question

leew

I'm looking to transfer my Post Office card balance to this and also my other halfs Halifax credit card balance can we do that?

I'm just uncertain as to wheather they 'belong' to the same RBS group.

Thanks.

tom188

Ulster Bank is part of RBS.
Ulster Rugby card is provide by Bank of Ireland.

Halifax is part of HBOS.
Post Office CC is provided by Bank of Ireland.

leew

tom188 wrote: »

Ulster Bank is part of RBS.
Ulster Rugby card is provide by Bank of Ireland.

Halifax is part of HBOS.
Post Office CC is provided by Bank of Ireland.

Thanks for that.

Dam so i can't but the Mrs can, oh well never mind.

tom188

Note that Ulster Bank and Ulster Rugby are seperate cards from seperate providers.

leew

Yeah i see that tom, but i'd need the Ulster Rugby card (Bank of Ireland) and my PO card is provided from them too.

I'm guessing thats the only 0% BT with no fee available.

tom188

http://www.stoozing.com/0fees.htm

leew

Hi tom, sorry to be a pain! but could i apply for a Ulster Bank card and transfer both our outstanding balances to that?

I am right in thinking that is fee free for balance transfers as that site has the egg card as fee free but i went to the website and it says in small print 2.5% handling charge.

Just want to make sure and double check!

Thanks for the help.

leew

Bump!

Anyone care to try and answer this one please as i don't fancy ringing them up.

YorkshireBoy

leew wrote: »

...could i apply for a Ulster Bank card and transfer both our outstanding balances to that?

Yes. However, most applicants seem to be given only a £3K credit limit by this provider. Will this be enough for both transfers?

I am right in thinking that is fee free for balance transfers...

There is no mention of a BT fee in the charges section of the Ulster Bank credit card info page.

...as that site has the egg card as fee free but i went to the website and it says in small print 2.5% handling charge.

"That site" has the Egg Money card listed as fee-free. The Egg Card is correctly listed as having a 2.5% BT fee lower down the table.

Anyone care to try and answer this one please as i don't fancy ringing them up.

You prefer to take the word of anonymous posters rather than checking with the provider themselves?

leew

YorkshireBoy wrote: »

Yes. However, most applicants seem to be given only a £3K credit limit by this provider. Will this be enough for both transfers?There is no mention of a BT fee in the charges section of the Ulster Bank credit card info page."That site" has the Egg Money card listed as fee-free. The Egg Card is correctly listed as having a 2.5% BT fee lower down the table.You prefer to take the word of anonymous posters rather than checking with the provider themselves?

Firstly, thanks for answering the first few questions, normally i would ring the provider up but just thought someone might already have a card with them maybe.

Thanks for the info though!