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2 very quick Egg Money questions!
hello. i was sure i knew the answer to this, now im not sure as i cant find it on the Egg T&C. 1. currently Egg Money doesn't incur charges for "Gambling" transactions but from the 1st september it will, is this right? 2. can you withdraw "in credit" cash from the hole in the wall without incuring "cash transaction fees"?…
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Spending limits on new credit cards?
Hello, I have used two credit cards over the last two years -- both on an annual 0% charge. What I have discovered with both these is that your limit starts at about £1,000 and increases each month. My first question is: Do you have to use the card to get the limit increased? And, secondly, is there any 0% card out there…
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Liverpool Victoria
Liverpool Victoria no longer paying interest on credit balances on their credit card from 3 October. The only reason I can think of to keep the card now is in case Nationwide start charging for purchases in the EU. Or if you use the LV Rewards Programme I suppose.
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Transfer Wifes Balance
I have a new IF CC which has a low life of balance rate and was hoping to get my wifes balance onto my CC so its all in 1 place but when I try to move it it says error. Is this because its not my card? My wife now works part time to look after our 8 month old baby so cannot get a high enough credit limit on her own card to…
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Is this offer a con?
I saw a banner on MySpace for a CapitalOne offer: 0% for 18 months on balance transfers Simply spend £100 on purchases within the first 3 months of your account opening * 0% on balance transfers for 6 months if you choose not to spend £100 * 15.94% p.a. variable for purchases. You will pay this interest rate on all your…
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Credit card 0% bt for 78 year old
hi just found out my elderly father (78 years) has approx £7k outstanding credit card debt with Barclaycard. He hasnt purchased anything for 3 years and is making regular payments but the interest rate is so high that he is hardly making inrodes into the debt. He wont give me exact figs or the interest rate because he is…
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American express blue to raise cashback bar!
I have just recieved a letter from amex to say that from october 1st -you recieve 0.5% cashback on spend up to £3500(from £2000),anything above this is to earn 1%.This is for the blue card.They say that they will honour any eligible spend at old rates before this date. On the plus side, they are removing the anual service…
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Egg Card Anniversary Offer
I have used the Egg Card Anniversary Offer every year to pay off any debts that I had accrued through my Cahoot Flexible Loan. This year I was hoping to transfer quite a large amount to Egg, and I have just discovered that they are now charging 2.5% Balance Transfer fee which does not appear to be capped. My questions are:…
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Closing a CC that has credit balance
Going to close a Sainsburys card next month once the annual cashback has been applied to the account. In addition to this as I have just paid off the balance a couple of weeks ago, I notice they have also taken the usual direct debit so eventually the card will be about £130 in credit. When I phone up and cancel card will…
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Any 'interest paying' credit cards?
The Liverpool Victoria credit card company has just advised me that they are ceasing paying interest on 'in credit' credit card accounts. Does anyone know of any other proper credit card that pays interest on credit balances?
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Balance Transfer to make - go with GE Money or Natwest?
Planning to transfer about £5k of my Post Office card in the next couple of months to another card. Was planning to go with the GE Money card as it seems for longest available (12 months) with a capped fee. However after reading Martin's column and various threads saying how picky they are, am I better going straight for…
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G E money (G E Bank)
Some while ago Martin recommended G. E. Money credit card. I, and many of my friends and family applied for this and ALL have been knocked back as we did "not fulfill our criteria". In that rejection letter they say they will write to inform you of the reasons behind it. They never did. They give an address to which you…
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NatWest end of balance transfer offer
My 0% with NatWest is due to expire at the end of September. They have recently written to me offering me an automatic upgrade to a gold card to come in at, you've guessed it, the end of September. Apparently I have been especially selected. Of course, I have been - they dont want me to close my account at the end of the…
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0% BT with 0% BT Fee
I've been a "Card Tart" for a good few years now but a first for me the other day i phone Morganstanly to cancel a card i havent used in almost a year. They offered me 0% for 5 months and 0% BT Fee ............ i then phoned MBNA and offered me the same except for 7 Months........ but it had to be a tranfer from a CC. Just…
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Missed payment - internet mess up
Hi all I'm fairly new to posting so forgive if I seem a bit rusty. I wondered if any of you could help please? I was looking at my bank account today and was surprised that I had more in that I thought I should. My joy was short lived when it appeared my credit card payment hadn't been taken for August.:confused: I paid…
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Transfering Balance. Confused
I have a M&S &More Credit Card. I have about £800 to pay off at the moment I am out of work. I want to open an interest free and free balance transfer card to transfer my M&S &More balance to. This card i get I wish to never use just to be able to pay the debt off bit by bit and only make purchase I can pay straight off on…
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How long to show up on credit report?
Recently been declined GE card and Capital one card and have never been declined credit before. Im going to pay for experian report, how long before such applications show up on my file?
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Best card for net
What is the best credit card for Purchases on the Net and general highstreet purchases. A no fee card if preferable.
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Monument Platinum Visa help!
Hi All, I hope someone can point me in the right direction. I had a Monument Platinum Visa credit card. Expired 09/04. Never used it. I now want to cancel the account it but I cannot find a phone number anyway. Did a search on the net. Don't have any correspondence only the card number. I am under the impression it is…
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Self Employed, Single How Do I Get Credit
New to this site, can anybody advise, i am a self employed and trying to get a credit card to use for transferring credit for a "whole life transfer". Seems i am rejected because of my employment status. Does anybody know of any cards who offer a good percentage who take on the self employed. Thanks Carolyn
