-
Sainsburys Credit Card
Hi all, Does anyone know the difference between the Standard and Platinum sainsburys cards? Ive had a look through their site and can't seem to find any differences. They both seem to offer the low rate balance transfer for life deal so I'm not sure which one to apply for. Regards Duncan
-
I want to be a tart
:hello: All I want to become a credit card tart but i'm stuck on filling out the forms. I'm temping for an agency for over a year now and get a regular weekly wage. When i started to fill out an online form for the Postoffice card it asks for my employers name and address. Do i put my agencys details or the clients? Hope…
-
Help with credit card shuffle
Hi there, I have just read Martin's thread about doing the credit card shuffle and to be honest it had never occurred to me. However it makes perfect sense. I am struggling with what to transfer where to get the best deal. I figured if anybody could help me work it out, you guys could. For the record I am unable to get any…
-
18 months 0% balance transfer rate
Capital one have a new credit card out offering 18 months interest free balance transfers. You only qualify for this however if you use the card for 3 months first and spend a minimum of £100 per month in this time. As long as you clear this off at the end of every month I'd say you should have no problems. There is a 2%…
-
Contact details reqired for Providian & Citi
Im after totally cancelling a couple of old accounts with these companys. I havenet had credit with them in years so im really after totally closing the accounts. I havent the contact details for either company Does anyone please know them Thanks
-
need a credit card
i dont work im a full time carer to my disabled husband but i would like to take a credit card or loan for £3,000 out so i can fund a holiday of a lifetime for hubby while he still can...... any ideas which are the best for us? would we get one?
-
SBT calculator?
Does anyone know of a SBT calculator to work out how much its possible to make? thanks
-
be paid to apply for your credit card!
hi, if you use a cash back site, after sorting out which c/card is best for you, apply for the card through them. i use topcashback, and have recently been paid £17.60 to apply for my morgan stanley cashback card through them, and today i have applied for the 0% fees free credit card from the post office, they are offering…
-
Virgin cc Question
hey all, just a quick one. was speaking to virgin cc to arrange my BT the other day and they mentioned that for the same 0% they could send funds to a current acc. When asking for further details they were a bit sketchy, has anyone done this with virgin? thanks
-
Fraudulent use of card
Some ****ard has been using my card fraudulently. I went to use it today and it was declined (o the shame). Phoned credit card and there is a transaction that I haven't made on there. Grrrr. What will happen now? Will I get the money credited back? Should I cancel my debit card? I don't know how they have done it I use…
-
Direct Debit repayment options - Limited !!
I have had a Virgin credit card which over the last 9 month interest-free period has allowed me to steadily reduce my balance by selecting a sensible repayment amount [£80] by direct debit which is neither the minimum payment nor the full amount. This replaced a Cahoot card which I also used to pay off 75 pound per month.…
-
Touchy subject
Hi everyone I know Vanquis are generally a bit of touchy subject but i dont want to talk about the rights and wrongs of them, I just wanted to know if anyone knows what credit agencies they use? thanks Stella
-
Nectar card-5000 free points
Just got an email from Nectar.Get one of their AMEX cards and get 5000 free nectar points first time you use it.Not sure if this has been posted before.You need to apply for a nectar points card first.i believe there have been some problems applying online-tel 0800 700727.
-
swapping credit cards saving money
Could someone tell me if this is right it seemed hard to believe i have a capital one credit card the interest rates have gone up quite high due to purchases, i also have another credit card where they are offering 0% for 6mths on balance transfers, i have been told by capital one that if i transfer the balance off there…
-
NatWest Credit Card Late payment fee
I missed my min payment by two days, however, when i realised this, I sent the payment + a little more (probably sending a little more upset them!) anyway, the payment was received with-in the statement period ie the term the min payment was due in. They refused to refund a late payment fee, however met me 50% due to a…
-
Credit cards and car hire
any advice on the following credit card problem i will be renting a car in Toronto in November with Alamo. i,m not about get caught with a host of nasty insurance add ons when i get there, so i,m taking out a seperate all inclusive car hire policy for £120 http://insurance4carhire.com/ this will prove good value as i will…
-
is this true! you can only hold one mbna card?
i have a virgin card, and have just applied for a mbna classic card, but after reading this forum , i have come to the conclusion that its gonna get refused due to the fact i have a virgin? can this be, i should get a reply by next friday, fingers crossed i get it, other wise its a wasted search on my credit file!:eek:
-
Help! Need 0% balance transfer with poor credit
Hi, I have a poor credit history and around £2,000 of credit card debts - all on rates of 20% APR or more. How can I apply for a 0% balance transfer (or similar) to put all my debts in one place and pay less interest?
-
Contacting - and asking - exisiting cards about a new rate?
Hi people, I wondered if anybody had experience in asking their current providers of credit cards if they can offer them a balance transfer deal? I saw Martin on GMTV a couple of months ago about speaking to your existing credit card provider and saying you have a balance to transfer - and, as they want your business -…
-
Help: do credit limits on CCs affect your credit rating?
Hi everyone I'm new here and have a question that has been bugging me. I am in debt, but earn a decent salary and am attempting to pay things off and get my finances in order!! My Virgin credit card balance transfer deal ends in October and I want to make sure I apply - and get! - a new card with a good transfer deal. But,…
