is this true! you can only hold one mbna card?

BONJOEY

i have a virgin card, and have just applied for a mbna classic card, but after reading this forum , i have come to the conclusion that its gonna get refused due to the fact i have a virgin?

can this be,
i should get a reply by next friday, fingers crossed i get it, other wise its a wasted search on my credit file!:eek:

trets77

i had two

a MBNA white room card and the MBNA BMI card at the same time. no problems when applying for my BMI card. cancelled my white room a few months after and moved the available credit to the BMI no fuss , no probs

showders

Yep, me too! I had a liverpool fc mbna card and got a virgin one about 3 months ago! No problems

BONJOEY

owww, so i might be accepted, fingers crossed, i do hope so!

Money_Saver

I used to have two mbna cards, what they did was split the credit between the two so i had 5k on each. HTH

nearlyrich

I appear to have 2 too, I have a Virgin card and I believe I closed my other MBNA card when I opened the Virgin account but yesterday I got a letter about the terms on another card with a much lower credit limit

Nearlyamillionaire

I have 3:eek: but one is business. MBNA run so many now I guess its inevitable

Sparky67

MBNA run soooo many....

My other half had 3 (AOL, Virgin and another that I can't remember). As far as I'm aware there's no problem holdiing multiple cards, but you can't do a 0% BT from one MBNA to another, and they will look at your overall credit limit and if its a bit high they might reduce it on another card.

Money_Saver

Sparky67 wrote:

you can't do a 0% BT from one MBNA to another, and they will look at your overall credit limit

Get them to pay the funds into your current a/c and then pay the card off

BONJOEY

Thank You All, Ill Keep You Updated If I Get One! Xxx

nomoneytoday

I had an Alliance & Leicester card, and MBNA offered me a Virgin card as well