Balance Transfer to make - go with GE Money or Natwest?

humfer

Planning to transfer about £5k of my Post Office card in the next couple of months to another card. Was planning to go with the GE Money card as it seems for longest available (12 months) with a capped fee. However after reading Martin's column and various threads saying how picky they are, am I better going straight for something like the Natwest card, which although is only 9 months, it is still capped and I'm probably more likely to get accepted easily? Currently also go 2 0% purchase cards on the go at the moment, but one will be paid off next month. Not sure how that would go with GE Money? Not good I would imagine

humfer

.............bump

The_Boss

I dont think NatWest will charge you a fee if you are a current customer, so that may come into it if you have an account with them.

Also worth noting - they will search Experian and Equifax, GE Money just Experian. Therefore, might be a bit better chance of getting the NatWest if you have applied for other cards recently (unless one was a Barclaycard).

Also, seems that GE have rejected quite a few people on here.

coolcol1

hi
i got ge money 12 mths-0%-with the transfer fee-i aint got great credit.

at 0% there all cheap-go for no transfer fee (i.e.2%or2.5%) on balance

transfers first,..........but also consider 12 mths is good.

The_Boss

Does GE money have a cap on the transfer fee? The NatWest one is £49 maximum.

robert_harper_2000

I went through Quidco for £15 and also it is true if you have an account there is no fee!