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Morgan Stanley Platnium Card
Hi, I was refused the GE Money Everyday Cashback card. :eek: I have thought about applying for the Mogan Stanley Platnium card. Has anybody got any experience of this card? :beer: Thanks
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Moving virgin credit to cahoot loan?
I have a virgin credit card which the 0% ends and i start paying interest next month and as my credit is high so is the interest,i was wondering and to save me calling virgin as there seems to be no way of contacting them online,i was wondering as i have a cahoot flexable loan can i transfer some of my credit from my card…
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Typical 49.9% APR - WOW!
In the mail today came an offer of up to £2,000 credit from credit card company VANQUIS - credit at an annual rate of 49.9% APR variable. I couldn't stop myself sending a reply saying, "You must be taking the !!!!!!!" As someone who pays off the full balance every month, I have no use for further cards, but this company…
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Internet security device
Once upon a time there was a credit card with a special security device for use on the internet (or telephone). [I think Martin gave it some publicity.] The idea was that, to spare the user the worry that their credit card account number might be reused, the number was auto changed each time it was used. This seems a jolly…
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Are accucard still taking direct debits?
No payment has been taken from my account today. Do I need to make it manually? Lloyds have been pretty poor with their communication in my view - and now I can't even view my account online, which adds insult to injury.
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Strengthing your credit rating
Hello all. Currently I have the following on my credit report (Experian, Equifax, Callcredit) (all have 00000000000000000 for the last 3 years, never missed a payment) Credit card (Natwest) Limit = £1750 Cardit card (Egg) Limit = £800 Credit card (Barclaycard) = £2450 Halifax Current Account HSBC Current Account Could I…
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Carry On Tarting - Virgin Card
A few day's ago I mentioned that the kind people from GE, turned me down for their credit card... This was first time I had ever been declined and I was pretty annoyed. Anyway I thought I would go for the Virgin Card which doesn't quite match the GE card but does offer:- 1) 0% on BT for 9 months (2% charge capped at £50)…
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do you have to BT at the time of opening the card - or can you do it a bit after??
As the title says really - must all BT's be done at the time of application, or can you transfer the money from other credit cards later (within the 0% offer) I would like to have the card (0%) in my hand before asking my OH to give me his details for transferring his debt so I can take the card off him and no more…
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In 4k of CC debt and declined GOSH card
I currently have two separate credit cards - Barclaycard(£3K debt - 2.5% min - £71/month) and Nationwide Classic(£1K debt - 3% min. payment - £30/month). I also have two current accounts with different banks. One of whom I have been with for 10 years. I don't have any other adverse marks against me like CCJs or the like.…
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EGG CARD - Manual Payment Query
I wonder if anyone with the above can advise me how to make a manual payment please?? I have a £400 balance which I want to clear now (pay day!!) before I go to Floriday next week so I have the card cleared for emergencies. However I cant get in to the site OR a contact telephone number for them which is slightly worrying!…
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Whos been using my credit card??? Not me!! Updated And Again!!
I had a phone call today from Direct Line Mastercard querying some recent transactions on my account. As it is a card that i hardly use my initial reaction was 'but i dont use my card' (it is cut up into pieces in my purse in case of the need to use online then i can still use the details) . Anyway to keep things shortish…
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Credit Card Evaluation !
how credit card agencies set the credit limits ...for credit cards ,is there any formula or criteria to givin credit limit by the companies.
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Post Office CC - Online Login Help
Hi, I've been wanting to login to my new post office cc. The login requires a six-digit user id and some numbers from a 6-digit online pin. I have had the online pin for some time now. I've searched through my paperwork but can't find any reference to a 6-digit user id. Does anyone who has the card know how you are…
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late payment charges
After a brief break i was late paying my cedit card by 5 days. I was charged with a £20 fine. Under the new agreement the credit card co.'s are now liable to charge you with a max £12 fine. With some haggling and grovelling and if you can speak to a supervisor. this can be quashed. thay are authorised to give you full…
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Foreign Cash on your Credit Card with no fees
I am preparing to go to Germany this weekend for the World Cup (no England tickets I'm afraid). As part of my preparation I researched the cheapest way to get cash and/or spend on a credit card whilst there. I left it too late to apply for the charge/commission free cards discussed in the article on this site, so started…
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Credit Card Surcharge?
:j Can anyone help? I just received a request for payment of the final balance for my holiday with Thomas Cook. On the letter it states that there will be a small fee for credit card payments. They tell me the small fee is 2% up to a max of £50. I think I am already due to pay them enough, and have checked all the terms…
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complaining -rudeness and credit limit reduced
HI, hope i've posted this in the right section. just after a bit of advice please and very very upset. had letter this morning from virgin credit card(mbna) saying they are reducing my credit limit by £1000. I phoned up to ask why as - never been over limit, never missed / late payment, and had paid £5000 into it 2 months…
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Turned down from CC - do you tell the next one ?.
Hello, Just got turned down for the GE card as many others have. My understanding is the this information is not logged by the credit reference agencies, so: 1) If I apply for another card/loan, should they ask about being turned down in the past - should I tell them ?. 2) If I do have to tell them, how long does it have…
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Paying overdraft with CC
I currently have £1500 on overdraft at my bank and want to transfer this to a credit card with a low if not zero percent APR. Is there anything I need to be aware of before applying for a cc to allow me to do this, or will any old cc do? Thanks
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Urgent help needed please
Afternoon all - I have just opened a letter that has left me feeling broken. Can anyone tell me how long it is if you have not been contacted that a debt is wrote off please?
