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Just Ask
Recently I opened a Balance Transfer card with Abbey. As you advised I went into the branch.They were useless and had no idea what I required.They took some basic details from me and tried to dis-suade me from opening a BT card. I stuck to my guns. they took three weeks to open it.I rang back to complain. they had not told…
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Cashback credit card with printed statements
I would like to apply for a cashback credit card which still issues printed statements (ie, not just web-based.) I already have the Egg Money card but that is just web-based. Can anyone suggest any? Many thanks.
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0% almost up - I want to pay off balance
I have a Morgan Stanley card, with a 0% rate fixed until 13 July. When must I pay off the balance by? Do I pay off by the "Payment must be received by" from the June statement, or is it literally the 13/07? If I pay by 13/07/2006, do I need to also pay off transactions made since June Statement? Sorry if I am being a bit…
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Can I get a CC if earning less than 10K?
I am currently on maternity leave and have a 0% card (Halifax One Card) that ends in October. I will be returning to work part-time and will only be earning £6,500. Am I likely to get another 0% finance card in October based on this salary or should I apply now when technically I'm still full time and on £14,500? I have…
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e-mailing data
I'm using a RBOS Maestro Visa to handle deposits and withdrawals from a number of on-line bookmakers both in the UK and abroad. Opening these accounts involves giving a name, address, 'phone number, 16 digit card number and three digit security number on the signature strip. One Australian bookie (Centrebet) is also asking…
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Credit Card Payments
Hello, Is there any benefit in paying credit cards before the due date, ie do you save any interest or are you as well just setting up a direct debit to take the payment on the due date. Cheers Mark
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Foreign Transaction Fees
I consider myself fairly clued up regarding most of the stuff discussed on this board, but must admit to being completely shock just reading Martin's article of what the credit card companies charge for overseas purchases, particularly the loading 2.75% fees that they add. Just been looking at my Mint statements over the…
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MBNA - Unfair Charges = HUGE Interest Rate Increase ?
I've had my Ryanair CC (MBNA), with a limit of £5100 and an APR of 15.9% for the last 3 years. During this time I've paid 15.9% on the balance, and I've taken the low Interest Rate offers when they have been offered. Probably quite a good I have never made a late payment, or gone over my limit before. I've probably been…
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clarification on fee's!
just wondering if you can clarify something! I've just got my agreement through for a NSPCC card (Bank of Scotland) with 9 month 0% on balance transfers from opening account. the handling fee is 2% or atleast £2 for balance transfers and cheques offered at special promotional rates other than a special promotional rate you…
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"live" who uses who (credit referance)
Don’t know if any of the Mod's see this and can make it sticky, but thought it might be a good idea if a "live" who uses who for the Credit reference agency’s is kept on here rather than the static spread sheet which in a lot of cases seems to be either inaccurate, or the lenders have changed their preferred CRA. i.e…
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Mint gave me £400 credit limit!!!!
I have just received my new Mint card today (0% BT & Purchases until March '07) and they've offered me a paltry £400 credit limit!!!!! What on earth am I supposed to do with that? I spend more than that a month!!!! :mad: I feel utterly insulted and gobsmacked as I was hoping/expecting for a limit of at least £4000 so I…
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Sky Credit Card
I continue to encounter problems with my Sky credit card, last month they admitted to having a major problem with the computer system and this was the reason why no payment was debited and they awarded me £60 compensation. I gave them my D/D details once again over the phone and assured this would not happen again. Today,…
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Sky credit card
I continue to encounter problems with my Sky credit card, last month they admitted to having a major problem with the computer system and this was the reason why no payment was debited and they awarded me £60 compensation. I gave them my D/D details once again over the phone and was assured this would not happen again.…
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FA Credit Card with MBNA
We recived our bill today to find that the offer of 0% for 9 monts on purchases was not included and were given an estimated interest of £58 for next month. I (think) originally saw this offer on this website - a free England shirt and 0% for 9 months on purchases and balance transfers (does anyone remember this offer?).…
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If you apply, get accepted but then don't take out card - credit rating affected?
In the process of taking out a new card, but so much depends on the eventual credit limit that I get offered that if I was to apply and get accepted, but then find out that the eventual credit limit was less than I wanted, I would probably no bother going further and just bin the contract they get you to sign. One question…
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Interest Free Period - What does it mean
I've been thinking about taking out a MBNA Business Credit Card for Sole Traders but am a bit confused about one of their 'benefits'. I know about the traditional interest free period (e.g 0% interest on purchases for nine months) whereby you don't get charged interest if you don't pay your bill by the due date for that…
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Balance Transfer - Pay of my wife's card?
Just about to apply for one of the fee free charity cards to transfer a balance from my wife's credit card. Is this ok, or do any balance transfers have to be in your own name?
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Vanquis 49.9% APR!
It seems that the (try to) catch them young philosophy is being appied on a particularly unattractive offer for one card provider. My eighteen year old son today received a mailer from Vanquis offering their Classic card at 49.9% APR or the potential for their Gold card at 'only' 29.9%. I've heard of such things being…
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will...and whats the lowest limit barclaycard will set?
hi all :hello: , I have just got rid of all my debts and closed one of my cc accounts, the other account i have is with barclaycard. I am still in two minds if to close the account or not (cant do this till the statement comes through anyway). But i was wondering if barclaycard will drop your credit limit (if asked) to a…
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Instant cc decision ?
which credit card companies giving instant decision of your application if you are applying online ? Thanks
