"live" who uses who (credit referance)

file_wizzard

Don’t know if any of the Mod's see this and can make it sticky, but thought it might be a good idea if a "live" who uses who for the Credit reference agency’s is kept on here rather than the static spread sheet which in a lot of cases seems to be either inaccurate, or the lenders have changed their preferred CRA.

i.e Salisbury’s is listed at Equifax but when I made a recent application it went to Experian.

Anyone else have any other updates / discovery’s?

jay78

Recently applied for Egg, Virgin and Vanquis- all used Experian. I've also just applied for a Barclaycard, I'm hoping they check Equifax only. I'll get back to you.

file_wizzard

jay78 wrote:

Recently applied for Egg, Virgin and Vanquis- all used Experian. I've also just applied for a Barclaycard, I'm hoping they check Equifax only. I'll get back to you.

tend to use equifax mainly, and sometimes call credit

Chumana

jay78 wrote:

Recently applied for Egg, Virgin and Vanquis- all used Experian. I've also just applied for a Barclaycard, I'm hoping they check Equifax only. I'll get back to you.

I have/had a Barclaycard and it's reported on both my Experian and Equifax files.

HTH

file_wizzard

Intelligent Finance = Equifax for current / saving accounts (Halifax)

Intelligent Finance Credit card = Experian (Halifax card services)

jay78

Barclaycard checked Equifax.