Turned down from CC - do you tell the next one ?.

Bob_Biryani

Hello,

Just got turned down for the GE card as many others have.

My understanding is the this information is not logged by the credit reference agencies, so:

1) If I apply for another card/loan, should they ask about being turned down in the past - should I tell them ?.

2) If I do have to tell them, how long does it have to be before I can stop telling them ?.

I can't imagine that I'd have say I was turned down for a CC some 6 years ago etc. ?.

I have only applied for 1 credit card (The GE one) in the last 6 months.

Many thanks for your thoughts.


Bob Biryani :wall:

sicker

I have applied in the past for many credit cards and can honestly say that I have never been asked if I had been turned down by anyone. They often (always?) ask if you have other cards but never if you have been turned declined.

John