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Quick Question On Barclaycard
Hi Just a quickie! I have 3 barclaycards (1 visa-£4500 limit, 2 matercards-1 with £500 limit, the other £1000). My visa has just been upgraded to a platinum, but was wonderng if Barclaycard would allow me to cancel 1 of my mastercards (£1000) and move this credit limit to the Platinum card as it has a lower APR :confused:…
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Virgin Credit Card
I had to a bit of credit card shuffling the other day. I had received some Virgin c/c cheques in the post and was going to pay one of these into my bank accounts to pay off some debts. But for some reason I thought I would phone them up to arrange a balance transfer. To my delight, they quoted me an interest rate of 1.9%…
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Weird or what???
I went to the bank and was accepted for a 10k CC, but chose to get it online as the offer was better - advance CC - 5.5 for life of balance as suppose to 6.9% in the bank. I got rejected, which the ladies in the bank as well as me found really weird - due to the fact that my bank credit score approved my application for…
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Egg Anniversary Questions
Hi I've been an Egg cardholder since year dot, but am unaware of this 'anniversary' offer they have. Can anyone explain it? Thanks Pat ___
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Help! Cash needed quickly
Having been accepted for a loan, I am waiting for the money to be paid into my account. I then have to get it from my current account into my Building Society so I can pay with a cleared cheque. However, the payment the loan is for needs to be made before the money will arrive. I am looking at the quickest way of getting…
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Lloyds TSB and their £200 black hole !!!
I called Lloyds TSB phone banking and told them to debit my account with £909.99 to pay my Lloyds TSB Mastercard. So they debited my account with £909.99 and low and behold Lloyds TSB Mastercard only received £700. I phoned each of them to ask them to investigate and both blame each other and both say they cant help any…
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best 0% credit card at mo to transfer £6,900
which i owe on halifax which is coming to an end on 11th of December (we are the 8th October now) so i think it is about now the time to find out about new card and how much on the limit front they will give. I realise that limits are sometimes difficult to tell and everyone situation is different. i read up about nat west…
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Credit report - Which one? £2 or £10?
Is the statutory report (£2) from credit agencies sufficient to determine if there has been ID Fraud or do we need to buy the £10 one?
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MBNA Annual Charge to be introduced
MBNA are to introduce an annual fee of betwee £15 and £25. Link here http://www.dailymail.co.uk/pages/live/articles/money/money.html?in_article_id=364616&in_page_id=1804
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Is there a difference between Mastercard and Visa?
Probably a dumb question, but curious. Which one would you go for Mastercard or Visa?
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Morgan Stanley Cash Back
Hi Everyone, I received my MS statement and noticed that the cash back amount is not the same as the extra cash back. You may all be aware that MS are paying 1% cashback and an additional 1% on the first £2000. The amounts should therefore be the same. The difference is due to my last 2 transactions on the statement not…
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MBNA - has anyone else had this happen?
My husband received a telephone call at work from MBNA yesterday [ we have three credit cards with them, all up to date with payments, and well within their credit limits], was asked several security questions, even though MBNA instigated the call, and was then told that they had reviewed our account, and even though it…
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wants credit card no job
friend recently got made redundant and now wants to transfer his credit card to a 0% transfer card, trouble is when he got the paper work they asking abt his employment , he has never been out of a job and doesnt plan to for ever but wants to take a few months off to sort his options out .. so he was wondering should he…
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Rope in the Missus???
Hi All Is it normal practise when you've exhausted the best 0% cards, to get your wife involved? Do credit card companies regard her finances as a completely separate entity, and therefore willing to offer her the same 0% cards that her husband (me) has had? Thanks Pat ___
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Old TSB Trustcard query
Having a reshuffle and I intend to close my old TSB Trustcard that I never use. I only held onto it for sentimental reasons as it was the first card I got accepted for. :rolleyes: Anyway, I still have 1200 points on my account and wondered if I can still use them beneficially before I close the account, or if this scheme…
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CC Fraud
I've just been subject to ID fraud with a card being setup in my name at an old address, what is the best way to check to see if other cards have been setup in my name, I was advised to do this by Barclaycard but they could not suggest where to go for this service Any help thanks
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Use 2 credit cards or 1?
I'm a student, so obviously debt is a big issue. In order to help myself out a bit, i tend to put as much of my expenditure as possible onto a credit card, leaving the cash to cover it in savings until it's time to pay the balance in full. Until recently I have used my Egg card to spend on, despite having a Barclaycard as…
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Wages paid into Egg Money and DD's taken out
Wages paid into Egg Money and DD's taken out, possible? Is this possible? I want one card that does everything, can paid wages into and have direct debits out, credit card, purchase protection, worldwide acceptance etc... The closest I've found is a Visa debit card with an arranged overdraft but isn't exactly the same.
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upgrading from AMEX BLUE
Has anyone upgraded from AMEX Blue to any of the other amex cards?... if so would they ask u to fill out ur job/salary details again?.. also which non charge card is the next one up from blue? thanks,
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Barclaycard credit limit
Hi there I took up Martin's advice from last week's email and applied for the new Platinum Barclaycard mainly for TB purposes. I received it yesterday and to my utter dismay they have given me a credit limit of only £250. I can't see the point of using it all at now. It doesn't seem the worth the damage caused to my credit…
