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Super BT help required
I want to pay off a personal loan and with a credit card with low life of balance interest. Unfortunately i can only pay off the loan by cheque (not by credit card). I have got the Texaco low life of bablance interest credit card already but can't do a Super BT with it. So, I need a mule card to Super BT into my current…
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Credit Card Awards
I see that there's soon to be an awards ceremony for the credit card 'industry' (I always thought industry involved factories and the manufacture of something tangible...). It's being organised the Card Partnership, and you can see the award categories here. http://www.bobsguide.com/guide/news/11107.html I wonder whether…
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Argos card and saving interest
Got an argos card to buy furniture for a new place and later got a credit card to pay the balance. Have a card which has 0% balance and 0% purchases till july. Tried to pay argos but they dont take credit cards, anyone got any ideas.
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Word of Warning about Virgin card
Hi All, You need to keep a careful watch if you have one of these cards. I have one onto which I transferred a balance 3 months ago. At the end of month 1 I checked the online account and made a payment on the due date 5th. (Which cleared 2 days later) I received the next months statement a couple of days later which…
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New Egg card? Is it any good
Already got the old egg card, is the new one with 1% cashback and 4% interest when in credit as good as it seems??
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Trust your instincts (MBNA Cards)
Having reached the end of my 0% period on a Virgin card I have been looking to arrange a replacement. (should have set up a tart alert - next job today!) However, routing around this site I picked up that the Alliance and Leicester card was a good deal. I applied over the internet and was accepted including my BT from the…
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It's going to be PIN only from 14th February 2006
APACS have announced that it will be PIN only in shops from 14th February 2006. "Apacs announced that the banks and retailers, in a bid to tighten the net on fraudsters, had agreed to make it harder for consumers with chip and pin cards to pay for goods in shops without using their pin."…
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Platinum CC's
Just wondering what the minimum salary for platinum cards is? I am hoping to get a platinum card with the best cashback offer, MBNA or Morgan Stanley. I have a platinum account with Lloyds TSB but I am not sure if I earn enough for a platinum, just wondered if anyone knows or has any idea what the minimum income they'd…
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Need help with credit report
I was recently turned down for a Mint card at 0% so applied for my credit files with Equifax and Experian, which have now arrived. They show that I haven't missed any payments, apart from a loan in 2003 on which we made an arrangement to pay for a few month when we got into financial difficulty and then consolidated to pay…
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Cahoot webcard
Hi Ive been using the cahoot webcard for a while purchasing items over the internet without much problem. However I purchased a subscription to a website (nothing smutty but I dont want to reveal their name because it isn their fault). I gave the webcard number with a low credit limit, enought for one months subscription.…
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Experian Credit Report question
Hey, i recently applied for the Capital One 0% BT (upto Jan 07) and was declined for it. I decided to check my credit report online, which basically showed very little (an old bank account with Abbey and Direct debit from Orange Mobile). It had no record of me having a C/C with HSBC and two bank accounts with them or…
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credit cards with cheque books
i am looking for credit cards that come with cheque books. it is mainly intended for deposits on property. i will then balance transfer to 0% deal until i have sold the property. thanks for any help.
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Most suitable C/C to BT
Hi al, My sainsbury's 0% is about to expire on 3 Dec. I want to BT around £2,800 from it to another C/C. I've just ordered my £2.00 report from Equifax (should arrive this week) and will also order online today from Experian. (thanks to yorkshireboy ). I haven't applied to anything since Dec/04 and by the end of Oct will…
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Basic question regarding credit card interest
My credit card bill is now paid off in full. However, if I purchase something today on the card for say £100, and then pay that £100 off tomorrow, will I still be charged interest on that £100 when the bill comes through at the end of the month? Thanks.
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Clydesdale/Yorkshire - Now 6 Months 0%
Clydesdale Bank and Yorkshire Bank have extended the previously abysmal 5 month 0% deal to a more respectable 6 months 0% now on purchases and BT's - and still no BT fee!!! http://www.cbonline.co.uk/0,,40955,00.html http://www.ybonline.co.uk/0,,63135,00.html
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Should I cancel my credit cards
I have been transferring my balance to and from different credit cards for a while now, my query is should I be cancelling my old cards or keeping them? Which way will improve my credit rating? The cards I have are HSBC, Egg, Barclaycard and now Virgin
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barclaycard rate query
i have a standard barclaycard with an apr of 13.9% and a balance of £3k outstanding. today i rec'd a letter from them saying that my rate will be going up to 14.9% p/a and the bt fee will go from 2% to 2.5%. i am obviously not pleased with this. so, i am wondering if anyone else has rec'd a similar letter, and whether…
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Virgin/MBNA Residual Interest.
Having complained to MBNA in september about the outrageously high interest rate 24% Apr that they where charging, I told them that I was unhappy with there service and stated I would be paying of the balance in full. So I was suprised to find this months statement showing a balance of £13.95 which is the amount of…
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Found This Funny! :)
I have a Vanquis Card with a low limit and high APR (please, no comments on this, it's my choice to have one) :) Anyway I was reading an article on the company that supply Vanquis Cards and found the following exerpt: "Provident Financial is vying for the mantle of the country's most expensive lender with its easy shop…
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Lloydstsb Platinum Credit Card 0% bt
Lloydstsb.com are offering a credit card with 0% on balance transfers and no handling fee for 9 months providing the bt is made within 6 weeks of the account opening. http://www.lloydstsb.com/credit_cards/platinum_card.asp Jack92
