Lloydstsb Platinum Credit Card 0% bt

jack92

Lloydstsb.com are offering a credit card with 0% on balance transfers and no handling fee for 9 months providing the bt is made within 6 weeks of the account opening. http://www.lloydstsb.com/credit_cards/platinum_card.asp

Jack92

Victor_Meldrew

I can confirm this as I've just done it. Strangely though it doesn't mention that the BT is free for the first 6 weeks. Why? You would have thought they would use it to get people to take up the card

realaledrinker

I applied the other night & the 6 week business was clearly noted. Shame about the letter I got from them this morning declining my custom!

YorkshireBoy

realaledrinker wrote:

I applied the other night & the 6 week business was clearly noted. Shame about the letter I got from them this morning declining my custom!

Did they invite you to appeal their decision? If so, I'd recommend doing so. I successfully appealed by writing a brief letter and enclosing 3 months bank statements. I also told them (truthfully) about my savings and mortgage details.

I have to say though, that in overturning their decision, they did nothing to improve their reputation for being an irresponsible lender - because I wouldn't have given me a credit card with my levels of (stoozing) "debt".

I've posted on here before that I'd been told by the manual underwriters at LTSB that they "regularly" decline credit card applicants who don't have a LTSB current account.

Definately worth appealing in my opinion - and they didn't even credit search me again before accepting me!