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Sentinel Card Protection
Hopefully, I'm not getting too off-topic here... I've had this Sentinel Card protection provided free from my bank for years. Now I am moving accounts, I'm not sure if it's worth paying for, but as it includes cover for your passport and driver's license, I thought I'd try and see how it went if I went for it. In the past…
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MBNA turn the screws.Up to 3% transfer fee.
Received an email from MBNA this morning: "Take advantage of the low rate of just 6.9% per annum on your MBNA Credit Card. This rate is available to you when you transfer a balance..... .....You will be charged a handling fee for balance transfer transactions unless we have told you otherwise, of up to 3% of the…
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Ulster Bank - Can I apply?
Hi, On MSE it says that Ulster card is only for NI residents, however I've asked an application form, which arrived today by post, and reading it upside down/inside out I could not find info saying that UK residents aren't allowed to apply nor at the website. Does anyone have better info??? Cheers
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Egg stopping credit card following move to Channel Islands
I recently moved to Jersey, and dutifully told banks, utility companies, post office and credit card providers of my new address. Fine. Six months later I tried to use my Egg card (having sucessfully used it during this time) and it was declined. Phoned them to find out why - was told that Egg did not provide credit cards…
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Refused Credit Card
Hi moneysavers! Just wondered....the Halifax have refused me their 'One Card' credit card....can I appeal this decision? I ordered my 30 day free trial from Experian, (Equifax declined my application!), to get my credit report and there seems nothing untoward on there. My Experian account is now closed I hasten to add,…
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Egg blue/money cashback bonus
At start of last month I had £3000 credit in my egg blue account. This was money from my MBNA card on route to ING (stooz money but borrowed at 1.9%). At some time in the month the card became an egg money card earning 4% as it had a +ve balance. I decided to move this to ING to get 4.75% instead, rang up and got it…
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Credit Card Protection Plan
The other thread has got me thinking about this. Card Protection plan is a form of insurance that covers you if you loose your card prior to notification and after notification. There is cash insurance and some policies will give you replacement travel advance, cash advance, wallet replacement advance etc. They will also…
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Egg balance transfer fees
Hi! Scoured the forum for this, but I'm still a little confused. I am an existing Egg card customer - from before they introduced the 2% balance transfer fee earlier in the year. So, am I correct in thinking I can still initiate a balance transfer any time for no fee or did they change this for existing customers too?…
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Self Employed?
Unemployment cover is useless for self-employed people but they will be pefectly happy to sell it to you. You have to wind up your company and wait for six months before you get any benefit. How many people are paying for useless cover?
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quick question about Equifax
I have some credit card searches on my Equifax report due to come off this month (searches were 12/04 & 23/04). (i s'pose it will be the same for my Experian report too :confused: ) My query is....do they automatically come off 24 hrs after that day as systems are updated, or do they do them all once a month? TIA :D
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Need some advice
Gotta say first I lOVE this site! and now i need your help/advice. I currently have a halifax 1 card and my 0% runs out in about 5weeks, I owe £800 on the card. I asked them and they wont extend my 0% so I have started looking around to balance transfer. Using martins great table of who offers what I looked at the ones…
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I thought i had a good credit score
I thought i had a good credit score i currently owe approx. 1k on current credit card with the 0 % running out in Nov.05.I recentley applied for the capital one card with extra long 0 % balance transfer.I was knocked back for a credit score below there requirements.Their letter stated that my current financial comittments…
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Cancel CC agreement within 14 days?
HI guys, If I cancel a credit card agreement (for a new card/account) within the 14 days that I am allowed as stated in the T&Cs will the account show up on my credit reports? Basically I applied for a RBS card, in the hope to transfer a balance to it, but it came with a measly £400 limit and even after appeal they…
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which credit card for £7,000 balance transfer?
i have now read up on stoozing and some credit card stuff here but still unsure which credit to get to balance transfer from my halifax credit card which is coming to its 0% end on 11th december. IF do not allow debt for halifax credit cards (not sure why) and lloyds ask for £15 k salary and being self employed it is not…
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Nationwide Existing Customers Balance Transfer 5.95% Offer
Nationwide are currently offering a 12 month balance transfer to existing customers at 5.95%. There does not appear to be any charge for the transfer. If you are registered for their online banking, you can do the transfer on line, up to your credit limit. When I did mine a couple of days ago, it said the transfer had to…
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Egg Money Credit card application declined, high credit score.
Hi About two weeks ago I applied for the Egg Money credit card and to my surprise my application was declined. I phoned Egg and they told me that my credit score was too low, and that was all the telephone operator knew. The credit agency they used was Experian. Next thing I did was to request my £2 Credit Report from…
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BA Amex - expenditure towards 2-4-1 no longer carried over
SHOCKER!!! Just got off the phone with BA Amex, yes it is true about the premium plus card now needing only £10k expenditure to trigger the voucher... BUT.... If you do not reach £10k by the anniversary date of your card, the balance is no longer carried over to the next year. At that point it is wiped to zero and you have…
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Official Credit Card PPI / MoneySavingExpert.com Discussion Area
This discussion relates to the updated Credit Card Protection Plans article. Click reply to discuss
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Amex Blue-get full 1% on all spend
Just thought i'd let you all know... I phoned today to cancel my Amex Blue, giving the reason that it is no longer the best cashback card (and also another reason i wont bore you with) I was put through to the customer care/retention dept and basically the guy offered to credit the additional cashback to match my Citicard…
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Collision damage waiver
:confused: A friend of mine from work is going on holiday to America in November and has a query. I have told him that I am sure someone will be able to answer his question. Which credit card if any includes a collision damage waiver if used to rent a car in the USA ? Any help would be appreciated as he may need to apply…
