quick question about Equifax

Karma67

I have some credit card searches on my Equifax report due to come off this month (searches were 12/04 & 23/04). (i s'pose it will be the same for my Experian report too )

My query is....do they automatically come off 24 hrs after that day as systems are updated, or do they do them all once a month?

TIA

Karma67

aww no one knows

YorkshireBoy

Is "split-second" timing that important?

If it is, my best offer would be to send for your £2 reports 2 days after the anniversary.

aww no one knows

Equifax might know - why not ring them?

tattooed_lady

As far as I know, the searches will still show up to a year on equifax and experian (that's what their websites say) but a lender will be looking at searches within a 6 month period.

Karma67

YorkshireBoy wrote:

Is "split-second" timing that important?

Well yes in a way as i would like to 2 searches gone b4 i apply

YorkshireBoy wrote:

Equifax might know - why not ring them?

Good idea....Just thought i would ask the vast knowlegde of the MSE-er's first

Karma67

ruyareece wrote:

As far as I know, the searches will still show up to a year on equifax and experian (that's what their websites say) but a lender will be looking at searches within a 6 month period.

Thanks...i was under the misconception that they left the report after 6 mths

YorkshireBoy

Karma67 wrote:

Good idea....Just thought i would ask the vast knowlegde of the MSE-er's first

Here's an even better one...

Equifax Freephone: 0800 7839421

Courtesy of https://www.saynoto0870.com

Karma67

Thankyou!! :j