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What is an "egg card"
Excuse my ignorance but what is an egg card? CK
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Egg money card - possitive balance
Ok I have a healthy possitive balance on my Egg money card £3000 (this is for christmas spends and also wedding money spends) What I want to know is would this show up on your credit files as a possitive balance? would it be seen by other lenders as a good thing when you apply for credit?
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Does applying for capital 0% till 2007 mean stricter lending criteria
I recentley applied for the capital one 0% bal transfer till 2007.Are the credit rating/scoring requirements likely to be higher due to the length of the deal.I need to Balance transfer around 1k, would one of the 9 month deals be easier.I have a number of bank accounts, buy to let mortagaes and a car loan all of which are…
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Credit check ???
I had a check done through checkmyfile (I know it's more expensive than the free route, but I just thought it would be easier). Anyway. All the credit account searches for Equifax do not give details of the bank/financier names, they just say things like 'Credit card, finance house or bank' and it says there is still one…
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Alliance & Leicester Credit Card interest ripoff!
A few months ago I missed my credit card payment by a few days and was charged a late fee of £25 plus interest, which I expected. Then I set up to have the full balance to be paid by direct debit so I wouldn't be charged any late fees or interest. I purchased several major items on the card then the next month it was taken…
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C/C application - right timing
hi all, My 0% deal with Sainsburys expires on 3 Dec and I am therefore applying for a new 0% BT card. I would like to what would be the right timing to apply for a card, i.e., right now (8 weeks in advance) or to wait a little bit more. My £2 report from equifax arrived by post this morning. As far as I am concerned it…
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Lloyds TSB credit card - get more from it
Today I rang Lloyds TSB to cancel my credit card as the interest free period was up and I had paid the balance off. I was put through to a credit card closure department who offered me a further 6 months interest free credit on balance transfers plus a fixed rate of 9.9% for purchases. Not bad if you don't want to go to…
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Amex Nectar Card
Amex appear to have launched a new card that is paired with the Nectar scheme. On the Amex site it says that you can earn 4 points for every £1 you spend with sponsors is you use your Amex card and present your Nectar card at the same time. Details here: http://www.nectar.com/earnpoints/americanexpress.nectar and the…
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MINT 0% on Purchases for Christmas!!
I received an invitation from MINT last week offering 0% on purchases between 1st October and 30th November - effectively interest free until January's statement. I know there are loads of 0% offers out there but I thought this was quite good as it's for people who already have a MINT card and introductory rate has…
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Conran Rip Off
Hi I had a Conran CC from MBNA had the 0% for 6 months. I had a statement in Aug 2005 with Est Interest Nest Month £0. With my Sept statement I got Est Interest Nest Month £83.38 the end of my 0%. So I ran up and asked when I needed to pay before I incurred any interest I was told if I paid the full amount before my next…
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Domestic Situation with Credit Card
Hi there everyone. I was hping for some help on a particular situation which i'm not too sure how to get around. Recenlty i ordered a credit report for my mum from experian. It was all good but there was something which i found rather surprising. I noticed that it indicated that she had an Egg credit Card, but as far as…
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0% on balance transfer and purchase?
Hi, hope you can help! i have a card that is due to finish its 0% intrest free period in 6 weeks, and i want to transfer it - free- to a card that offers a 0% interest period on balances and purchases. Is this still possible? I've looked all over the site and havent managed to find one. Oh- the card is a Halifax one. Help!…
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Online application so-called 'instant decision'
Just curious. Has anyone ever had an 'instant decision' after applying online for a credit card? Although I've never been declined I always get the message: 'unfortunately we are unable to give you an instant decision but you should hear from us within 10 days...'. The only time I did receive an instant decision was for a…
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Balance Transfers - What is the best plan of action now ?
We are trying to do something positive and pay off our debts before we hit our 40's (I'm 33, hubby is 32). I'm fed up of sticking my neck in the sand and trying to forget about the debt ! I'm very new to swapping cards around and "playing" the system so I hope you don't mind me asking questions. I applied online on Friday…
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Fuming with Nat West Visa!
Has anyone experienced an interest payment request from Nat West for a bill that was presented 2 months earlier? I made a part payment in August, then in September I paid in full (including the interest added for August). This month they advised I owed £1.52 in interest. As I had paid the last bill on time I queried this…
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Intelligent Finance no longer 0%
Hi All Tried to apply for an Intelligent Finance card today and was informed that, as from today, the card no longer comes with a 0% deal. Cheers Nigel
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Barclaycard
BEWARE ALL BARCLAYCARD HOLDERS!! Just had a letter this morning saying that as of the 14th, the interest on your balance will be 19.9% I can't repeat what I called them. Fortunately, I'm in the process of swapping my balance off the 4.9% offer to a 0% tarting session. But anyone who isn't get searching for a better deal or…
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Egg Money Card - Worth getting as a mule?
I fully understand the benefit of having the Egg money card (and old egg blue) as a mule for when the green card is tied up with anniversary offers, but I am concerned that it will push my total amount of available credit too high and this will prevent me getting new cards to continue my stoozing operation. I have an…
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Credit Card Protection
I pay my Egg Money card by Direct Debit so never hurry to check my statements. I have just checked my recent statements and note that, since August, there is a Credit Card Protection amount debited from my account. I have never requested this protection. I have had the card for approximately two years and all of a sudden…
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Egg Card
Hiya, I have applied for egg card but got declined. i have read some threads here (to use a backdoor option). Now i have opened a saving account with them. now my question is 'when i can apply for a egg card again? How much money should be in my saving acct before i can apply. My current acct recently got default for 1000…
