0% on balance transfer and purchase?

DaisyDaisy

Hi, hope you can help!

i have a card that is due to finish its 0% intrest free period in 6 weeks, and i want to transfer it - free- to a card that offers a 0% interest period on balances and purchases. Is this still possible? I've looked all over the site and havent managed to find one.

Oh- the card is a Halifax one.

Help!

Thanks!

Reaper

There are a few around. I just applied for the Coop Travel card - 0% on both for 7 months and you even earn points on it when doing balance transfers.

Or Nat West card 0% for 9 months EDIT: Has a BT fee if you are not a current account holder.

YorkshireBoy

0% on BT's + purchases + BT fee-free...

Ulster Bank (9 months)
Yorkshire Bank (6 months)
Clydesdale Bank (6 months)

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1122985312,39518,

https://www.stoozing.com/0fees.htm

Former_MSE_Dan

Add HSBC (6 months), Morgan Stanley Gold/Buy and Fly(6) and Stroud and Swindon BS to the ones mentioned above

YorkshireBoy

With so many to choose from, make sure you don't go for one that is run by HBOS.

Check out a list of "who owns who" at...

https://www.stoozing.com/cards.htm

sicker

I got one from Capital one (https://www.capitalone.co.uk)

John

Joto_2

YorkshireBoy wrote:

With so many to choose from, make sure you don't go for one that is run by HBOS.

Check out a list of "who owns who" at...

www.stoozing.com/cards.htm

Is that because he already has a Halifax card or another reason ? I've just applied to the Halifax thinking it was a good deal. Thanks

YorkshireBoy

sicker wrote:

I got one from Capital one (https://www.capitalone.co.uk)

But none of the Capital One cards meet the OP's requirements John. ie, fee-free BT's, 0% on BT's and 0% on purchases.

YorkshireBoy

Joto wrote:

Is that because he already has a Halifax card or another reason ? I've just applied to the Halifax thinking it was a good deal. Thanks

The OP's current card is Halifax. HBOS is the "parent" company, and they won't let you BT between their own branded cards.

sicker

Last year when my halifax classic card 0% was coming to an end I phoned them to cancel the card as I had cleared the debit balance and was offered an upgrade to the Halifax One card with another 6 months 0%. Things may be different now but I think it's worth a phone call.

John

ericpode

The Ulster Bank at 9 months 0% on BTs and purchases with NO BT fees sounds like the best option. But does anyone have any negative experience of them?