Does applying for capital 0% till 2007 mean stricter lending criteria

saver1_2

I recentley applied for the capital one 0% bal transfer till 2007.Are the credit rating/scoring requirements likely to be higher due to the length of the deal.I need to Balance transfer around 1k, would one of the 9 month deals be easier.I have a number of bank accounts, buy to let mortagaes and a car loan all of which are pretty much self funded/covered and never been arears.
I originally had (and still have no money owing)LloysdsTsb card and when i applied for my Sainsbury's card had no problem.The Sainsbury's 0 % runs out next month.Just need that little bit extra time to pay off Balance .Any ideas/advice anyone please?

before_hollywood

i have applied for it too- capital one normally aren't very picky (they accept people with defaults for ordinary card).
This is for their no hassle platinum card (quite a low rate anyway at about 14.9%), they might be a bit picky but not too bad, otherwise there should be plenty of 9 month deals about.

or at least i am hoping so :-)

saver1_2

thanks for your reply