credit cards with cheque books

HarrySarai

i am looking for credit cards that come with cheque books. it is mainly intended for deposits on property. i will then balance transfer to 0% deal until i have sold the property.

thanks for any help.

YorkshireBoy

Almost all credit card providers can/do supply credit card cheques - although with some providers you may have to request them. The trick is to read the T&C's to see how the providers "treat" their use.

Many providers treat them as a cash advance, and charge around 20% APR, although some providers, eg MBNA (& MBNA sub-brands such as Abbey, Virgin etc) and Mint allow you to use them at 0% but with a fee of around 2% (max £50).

You can then gain 0% initially and don't have to BT the debt to another 0% card for around 9 months.

Check out some lists of 0% providers here...

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1122985312,39518,

and here...

https://www.stoozing.com

...and then visit the providers websites to check out the summary boxes and T&C's to see how each provider treats their cheque use.

TonyB

Try capital1.
firstly they are offering a very long 0% on new cards PLUS they issue 3 different types of cheque book each with different charge structures. The one I use is recognised by the letter 'P' & there are no charges if settled infull by statement date. You may have to ask for these as they may try to offer the higher charge ones first.