-
Highest Credit Limit Cards
Sorry if this has been done before. I'm interested to find out the overall best cards to apply for (in terms of credit limit) Can we post our recent cards and limits? (I don't know how to do a poll) I'll kick off Mint £5250 MBNA £3000 Barclaycard £1200 Halifax £1400 :)
-
possible to pay for vehicle tax-excise duty with c
am pretty new to this but now have several cards - noticed post offices have card facilities - would be handy if you could buy vehicle tax with cc then pay 50 odd days later - keeping it bank instead
-
Consequences of exceeding credit limit on a card?
I'd welcome your advice... In the past few days I've inadvertently exceeded my credit card balance limit by £17. I called them today and paid £50 in to sort this out. However, they reckon I may get stung with a £15-20 fee for this, but can't tell me until tomorrow, when this months statement is generated. The operator has…
-
Credit Card Applications being refused
Hi all, I've been applying for a few credit cards and apart from Sainsburys, all have been refused. I've never been in debt, have never done late payments, etc. I don't now why it's been happening. Any clues?? Comments are much appreciated. Cheers!
-
Merry Christmas from A&L via MBNA
Just taken out an A&L card with 9 months 0%. The max charge is STILL £35, not the new £50. 6 working days for SBT to reach current account, though I think their top limit is only£5k, so max BT £4k7. Merry Chrismas thanks MBNA, next Banco Santander :D All the Best especially to GAL, bless his lowland cotton socks. ;D…
-
Got me EGG when shall the stoozing commence
Hi guys Just got my EGG card with £12,000 limit, luverly jubberly and I'm new to this so I just wanted some input from you lot, basically I'm going to do a SBT for the full £12,000 into my FD CURRENT account. So its basically "never been with EGG before and now BANG day after getting the card take £12,000 off them, card…
-
Virgin Credit card stoozing up to 34k....
I am just about to consider doing the following: I have about 9k on my virgin credit card( at credit limit) and have just been accepted for a first direct credit card with a limit of 25k (6 months 0%). 1. I plan to pay off the 9k using my first direct card and then ask for another 9k from virgin to put it into my bank…
-
Get the Lippy out! I have a Little Black card
Oh no! I went on the HBOS website to apply for a credit card, and clicked on "The Little Black Card".. But, on recieving said card today, I find the welcome letter headed "Welcome to the Womens card from Bank of Scotland" Womens Card?? Last time I looked i was a man... so pass me some lippy, some foundation and I will go…
-
Where did that money come from?
..........
-
Cheap RAC membership for HFC credit card holders
Just a quick tip - you can join the RAC at 30% discounted rates until the end of the year (31/12/04) if you are an HFC/Beneficial Bank credit card holder at ; https://www.rac.co.uk/join/beneficial I got their best level of cover for only £80 rather than nearly £130. I don't know if you could enter a non-HFC/Beneficial Bank…
-
Barclaycard oddness
I've been meaning to ask this for ages but never got around to it. I applied for and got a Barclaycard 0% until Aug 2005 card a while back. However, a long time elapsed between me being accepted and the card arriving and me activating it. However, Barclaycard started the 0% period from the acount being opened meaning I in…
-
Want to stooze some more
Can someone point me towards cards that are good for stoozing which have decent credit limits? I must have a crappy credit score as I never get decent limits (I earn about £15k). The only good one was Mint...... Halifax £1400 Mint £5250 MBNA £3000 Barclaycard £1200 :-[ I Thanks. :)
-
Are you a Valued Customer?
I have just spent half an hour with my caring CC provider trying to sooth my worries (and keep my custom) Did it work? No. I had already decided to move my custom to another provider and nothing the poor chap was going to offer was going to change my mind. And this poor chap didn't half try. I was offered a multitude of…
-
Nationwide CC and Paypal
If you register your Nationwide CC (or other 0% on foreign currency transactions card) on Paypal and purchase goods via Paypal in a foreign currency, Paypal converts the amount to GBP at their exchange rate and then passes it to your credit card. This means that potentially you are not getting as good an exchange rate as…
-
2 cards have arrived at once!
Dear All I'd welcome some advice. I've already got a credit card with a balance on it at zero percent interest. This introductory rate ends in January. I applied for one card (HSBC) to transfer this balance to, but the process was taking quite a while, and I was also doubtful they'd give me a large enough credit limit, so…
-
cashing cheques
just about to start a long trek back to financial stability.back in employment but i get paid by cheque.i have been to a couple of well known banks but they will not accept me as a customer.i am currently losing 5%of my wages every time i cash in my wage cheque. anybody got an idea how to solve my costly problem??? ideally…
-
Credit card debt
New here so I am unsure where to post this. My mother in law has got herself badly in to debt by having up to six credit cards. This is the second time in 3 years that she has done it. The first time round we had to sell her house, but now she only has a mobile home to live in. We will be able to sort it out, but the only…
-
Balance Transfer Charges?
Hi, hope someone here can help. 1). Does anyone know what Egg will charge me for balance transferring £2400 out to MBNA? 2). Also, if I do the 'Credit Card Shuffle' - and keep transferring balances from MBNA to my cheapest card e.g. HSBC - will MBNA charge me a set fee every time I move a couple of hundred pounds out?…
-
CC Limit - Pre Approval
Has anyone found a CC provider who will inform you of the limit they will offer without you having to actually apply. I do all my transactions on the web rather than talk to call centre staff (feel they can see into my soul). cloud_dog
-
Amex and Chip'n'pin
On Jan 1, chip 'n' pin comes properly into effect. This means retailers are much less likely to allow customers to 'sign', as if they do, from the 1 Jan, they are liable in the case of a fraudulent transaction. So what happens if you've got an Amex card which doesn't have chip'n'pin. Here's the answers from my questions to…
