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Credit Card for son - can I set a spending limit?
Hi everyone I was wondering if anyone knew of a credit card which would allow me to give a second card off the account to my son who has just turned 18 but allow me to set a credit limit of say £500 for him. I want him to have a credit card when travelling for emergencies but don't want a high limit in case the temptation…
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Creditting your account before the statement
Right if i credit my account before the statement is generated would that count as a refund or not. Basically what i wanna do is get my student loan paid for before xmas (my xmas gift to myself ) , and im running it through my card to get the cashback. And im at my limit so wanted to pay it off and get more cashback though…
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Calculating interest
Months and months ago I asked how to calculate the monthly interest from an APR to work out how much monthly payments would be, so I can work out how long it'll take me to pay off the card....People were really helpful and Martin did the calculation for me - which was great. BUT.....now the APR has changed, and i'm rubbish…
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can you BT EGG with FD online?
Can anybody tell me whether I can BT my EGG card with my FD card online, i.e. can I go online with FD and pay off EGG debt without having to phone FD. If you can what do you go to on the FD site to do this? Also looking at their T&C it looks like they will charge me if I try to do this more than once to EGG even in the…
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Mid month over the limit query
I used my Abbey cash back card for purchases and mid month went over the limit by £8.00 for 2 days. I had both last month and this months purschases on the card, as I was waiting for the DD to pay last months purschases in full. :-[ I was charged on my statement £25.00 but this was cancelled after a phone call. As I always…
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help - mbna & marbles which best balance txfrs
just been accepted by mbna(alliance & leicester) (limit 2500)also marbles today which is best to use for bt's? have following current credit cards (with limit) nationwide(3200) halifax(3200) marbles(4250) alliance & leicester (2500) main savings - nationwide (flexaccount 2%) esaver (5%) halifax websaver(5%) any advice on…
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56 day stoozing
Credit cards usually give you about 56 days interest free. So I figured why not do a balance transfer to your account then pay it all off just before the 56 day period is up. Then do it all again a few days later. Does anybody do this? Or does the 56 day interest free period not include balance transfers? MattLG
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confused by Egg
I've got a new Egg card and want to make a super balance transfer to my banks's current account. When I log in and look at balance transfer etc it seems to be offering me theopportunity to pay money onto my Egg card-and not the other way round! Confused-yep. Does anyone know what I should be selecting? Thanks ??? ???
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Barclaycard reporting to Experian
Anyone using Barclaycard online debit card payment make sure you pay at least 3 day before i paid my accounts with a couple of days in hand but because it didnt arrive until after 6pm on the due date they slapped No1's on my Visa and Mastercard account. When i called they said they had payment on the due date but because…
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Capital One BT Fee?
Because Capital One requires payback 3% per month, I'm thinking to BT from other CC to Cap. One each month to re-use the credit limit becoming available after the min. payment. Although Cap. one did not charge me for my initial BT and the BT when I actived the card, I'm not sure if they will charge for following BTs.…
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Goldfish,SBT?
I have recently acquired a 0% Goldfish card. They say I can use the supplied cheques to pay off an overdraft. Is this the same as using Mint's transfer and save cheques to do a super balance transfer into my current account or is there a hidden fee? Martin doesn't include Goldfish in his list of SBT cards.
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Any Virgin Credit Card offers?
Hi all, I was about to apply for a Virgin card - Was wondering if anyone had any promotional offers or freebies for this card? Thanks
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Egg - Anniversary Deal and SBT Warning
As discussed in another thread http://forum.moneysavingexpert.com/cgi-bin/yabb/YaBB.cgi?board=Questions;action=display;num=1103021718 If you have taken advantage of the 0% aniversary deal with Egg, (and transferred your credit limit into a bank account) in months 2 to 5 then it appears you cant use the card for SBTs. This…
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Eggs 5 Month 0% Fiddle
Hi Hi quick question to the gang of experts out there. I have had an Egg card for a couple of years. I only use it for SBT (Super Balance Transfers) and I never use it for anything else. I recently got offered the 5 months 0% deal so transferred all the money out £8000 to a high savings account. I set up minimum payment…
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Egg card question
We've got to find £1,000 this week and I was thinking about transferring £1,000 from Egg into a bank account so we could then pay from the bank account. BUT i can find nothing on Egg's website to say what interest rate would be charged on this money - is it their standard 14.9%? p.s. Cant pay by card as person we're giving…
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Have Egg cottoned on to my stoozing?
Has this happened to anyone else? 2 recent BTs to my current account have gone through OK, within 1 day of my request. I now have another BT to go through - the money is sitting on my Egg card now. I asked for this BT 4 days ago, and nothing has happened yet. I know they say allow 7 days, but the other 2 went through…
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Surcharges when paying with a CC
I am just about the pay the balance of a holiday I have booked. The tour operator adds a 2% surcharge when paying with a CC. Obviously, I have an amount of protection by paying this way if the comapny goes bust; But is it worth 2%? Any opinions?
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How to get £25K First Direct card
What is the secret of getting a First Direct card with £25K limit? Is it an "invitation only" privilage to FD current account holders? Do you need to be a long standing FD customer before you can be considered for this type of limit? I am very keen to get my hand on this generous card offer. Any experiences or suggestions…
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credit card balance transfers
Can anyone please help. Miss X has a £9,000 debt on her Barclaycard. In order to reduce the high interest rate on her card is she able to transfer that amount onto a credt card of mine (her brother) and then transfer it back to Barclaycrad at 2.9% life of transfer. Or alternatively can anyone recommend another option.…
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Non-American Credit Cards
Help I am going to Cuba next May and have been told that they will not accept credit cards that are backed by an american bank. Which cards can I use that are not American backed thanks eeyoreuk