Capital One BT Fee?

wuly78

Because Capital One requires payback 3% per month, I'm thinking to BT from other CC to Cap. One each month to re-use the credit limit becoming available after the min. payment. Although Cap. one did not charge me for my initial BT and the BT when I actived the card, I'm not sure if they will charge for following BTs.
Anybody has done this or know their policy?

Hobo_2

Wuly, i`m on the BT 18mth deal & it is ok to do that as long as £100 is left on account, have to phone them for BT`s check T&C on your card as lots of diff Cap One deals!

wuly78

Thanks for that info. I'll call them to check to make sure. I'm a bit shy to call after doing too many BT these days.

zcaprd7

Does a BT from another card to Cap One count as a payment?

You could make a normal DD payment and then BT back off (to Egg for example) and then into you account - I did this during the first six months and there was no charge.