We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Want to stooze some more

Options
Can someone point me towards cards that are good for stoozing which have decent credit limits?

I must have a crappy credit score as I never get decent limits (I earn about £15k). The only good one was Mint......

Halifax £1400
Mint £5250
MBNA £3000
Barclaycard £1200

:-[

I


Thanks. :)

Comments

  • At 15k those credit limits aren't bad. ::)

    I earn 14k and have 1.5k with Barclaycard and Sainsburys, 3.8k MBNA and an excellent 15 k with Lloyds Advance card. ;D

    I do have a joint Lloyds account with Mr Smartsaver who earns more... ;)
  • Egg springs to mind especially for the SBT's
  • Reaper
    Reaper Posts: 7,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Try getting a card from whoever you bank with. Providing you have been with them for a while and have managed your account responsibly you should find they give you a much higher limit than a company who don't know you.
  • deemy2004
    deemy2004 Posts: 6,201 Forumite
    Can someone point me towards cards that are good for stoozing which have decent credit limits?

    I must have a crappy credit score as I never get decent limits (I earn about £15k). The only good one was Mint......

    Halifax £1400
    Mint £5250
    MBNA £3000
    Barclaycard £1200

    :-[

    I
    Thanks. :)

    First direct seem to give higher limits at the moment.
    I'm going to apply with them in Jan once my settled cards show through on my credit report.
  • irs101
    irs101 Posts: 250 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Cooperative Bank invite you to ask them to match an existing credit limit on their Advantage cards. You could ask them to match your Mint limit. They upped my limit from £5K to £11K when I asked.
  • My bank is RBS so that means Mint. I've already used them. The 0% period is up and I closed the account
  • There is nothing to stop you appllying for another RBS backed card. At one point I had RBS , MINT and Natwest cards running concurrently , all part of the RBS group.The only restriction is you won't be allowed to reapply for one that you had in the last 6 months.
    Charles J
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.