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Highest Credit Limit Cards

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Sorry if this has been done before.

I'm interested to find out the overall best cards to apply for (in terms of credit limit)

Can we post our recent cards and limits? (I don't know how to do a poll)

I'll kick off

Mint £5250
MBNA £3000
Barclaycard £1200
Halifax £1400

:)
«1

Comments

  • Virgin 11000
    Egg 15000
    Scottish Widows 9750
    First Direct 6200
    Money, Money, Money ..... Banks/Casinos/Bookies give me all you money its a poor mans world....
  • MBNA 23600
  • Sorry, posted too soon...to continue....

    MBNA 23,600
    Lloyds Advance 15,000
    Accucard 10,000
    MSDW 10,000
    RBS 10,000
    FD 9,000
    Egg 8,600
    Barclaycard 5,600

    not all being used currently of course

    ;););)
  • At the moment I owe MBNA £3000 and Barclaycard £1700. I earn £15k. I am thinking of going with Egg as I've heard they tell you the credit limit straight after clicking 'submit'. Then if it doesn't suit me (ie its too low) I can just not bother signing the agreement when it arrives. If I did do this, would it be logged on my credit score ?
  • johnllew
    johnllew Posts: 1,928 Forumite
    I am thinking of going with Egg as I've heard they tell you the credit limit straight after clicking 'submit'. Then if it doesn't suit me (ie its too low) I can just not bother signing the agreement when it arrives. If I did do this, would it be logged on my credit score ?
    Yes, a credit search would no doubt be made. Even if they give you a low credit limit, it's still a useful card. You can take advantage of their 0% deal and also use the card to route other credit card money to your bank account.
  • Did you have LLoyds Advance and Accucard at the same time aren't they both run by Lloyds or does that not effect your limit?>
    Money, Money, Money ..... Banks/Casinos/Bookies give me all you money its a poor mans world....
  • Darryl
    Darryl Posts: 218 Forumite
    Amex Platinum £7000
    Nationwide Gold £5000
    MBNA Virgin £8000
    Egg £6000
    Barclaycard (0% forever ;-)) £1500 (and decreasing as I pay off the 0% debt)

    Both Egg and MBNA Virgin are stoozed. ;-)
    Amex is my cashback card :D
    Nationwide is my holiday spend/extended warranty card :-)

    :D:D I JUST LOVE THIS SITE :D:D

    Darryl.
    ... Fool's Gold ...
  • Most liberal was/is MBNA, though they are tightening up, due to gov pressure/fears.

    Mbna 14k6 + 5k8(abbey)+ 5k (A&L)

    Barclays £11k

    Your limit increases with use and time, the above two will let you swop limits between cards and both do SBTs. (seem to remember Barclays SBT is for existing customers only.)

    Beware MBNA have started stopping cards that have not been used for 13months.They will telephone you before, but if you dont answer phone, you dont get a second chance. So existing customers beware when waiting for a 0% mailshot.
    Moi....? ;)

    Martin asked me to say I'm a volunteer Board Guide on the Utilities board, facilitating its smooth running. I can move & change posts there. However I do not read every post.
    Dealing with abusive or illegal posts is not part of my role, so if you spot any, please report them HERE.
    Views I express are mine alone, and not official ones of MoneySavingExpert.com
  • Suzz_2
    Suzz_2 Posts: 154 Forumite
    MBNA £15K
    Egg £10K
    Halifax £9K
    Accucard £8K
    Goldfish £7K
    MS £5K
    Nationwide £5K
    BOS £5K
    Barcalycard £4K

    I'm amazed MBNA giving limits of £20K+ - no so long ago that would have bought you a house!! I'll have to havea word with them (..before my 9 months is up!)
  • dag_2
    dag_2 Posts: 793 Forumite
    Your limit increases with use and time
    Good point - I think that miserly wanted to know what the credit limit was when you first applied for the card.

    I have two Halifax cards, one with a limit of £10k, and the other with a limit of £7k6. I think their limits was £1k each when I first got them.

    I also have a Lloyds TSB Classic Card with £5k limit - the original limit was £250.
    :p
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