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Credit cards

Archives for December 2004

Closing Credit Cards
Perhaps a bit of a school boy question here, but I was wondering if you want to close down a credit card account, what do you do? Unsurprisingly closing accounts is not mentioned in any of my credit card’s user guides! Cheers in advance.
buying car on a CC advice please
thinking of buying a car on a credit card, have a good rating, have owned a RBOS cc up until about a year ago, then a barclay card, then a BOS one and now have a mbna with a £3500 only had it for about two months. I need to apply for a new card was going to get a car under £6000. I can't apply for a BOS one or a barclay…
HSBC Gold Card 9 months or 6 months
Husband made two online applications for HSBC 9 month card. First one never arrived and second one took an eternity. Finally he went into a branch, as others had recommended. Eventually the card arrived just before Xmas break. The enclosed Ts and Cs said 6 months . The actual letter on which the Card was attached said that…
retired with high interest cc
Hi, looking for advice for my father. He is 72 does not work, no real income other than state pension. The problem I have is he is very independent, runs up debts on his credit card faster than he can pay it off. He's had the card since the year dot so the interest being charged at @ 21% apr. Trying to find a card with…
Simple balance transfer questions
Hi, ive recently found out about this site and ive found it incredibly useful and interesting. Im sure these questions are very simple however ive never used a credit card before iand have been looking around and cant find out any information on how to actually make a balance transfer, or how to pay the monthly credit card…
Share your stoozed profits - Disaster Appeal
Telephone number 087 0606 0900 “People will struggle to recover from this disaster. Not only have many lost members of their families, but poor people have the fewest assets to fall back on and fewer opportunities to earn money. “The aid agencies will provide humanitarian aid to the poorest people affected by the tsunamis…
When is 0% not 0% When its an Egg Blue card!
I have just received my egg statement for December 26th and despite the fact I moved all the balance out before the statement date so much so it had a credit balance on dec 26th, I have been charged over £40 interest despite last months statement saying 0 interest and an email saying that the balances would incur interest…
0 % balance transfer's
i have 2 K on my card and WILL get it paid off in about 6 months whats the best card to use to transfer to ?? ?? ?? ?? currently with Halifax
Dispute with CC provider
Hi, can anyone help me out with this scenerio.... Bought a fire place more that 100days ago, paid 1500 by switch and the remainder by visa.... Heres the problem, the fireplace has never been provide as complete, ie, a part of it is incorrect. I have given the company who supplied it more than several resonable attempts to…
Using Credit Cards Abroad
Is it common knowledge that if you use your credit card abroad you get charged 2.75% extra on all purchases and if use your credit card to buy currency then you get charged 2.75% and 2% for the cash transaction ? I found this out today by ringing Barclaycard and Morgan Stanley. Does anyone know a card that charges alot…
Breaks in employment/dealing with credit card
Hi All I am a "Professional Temp", mainly because having moved to N.Ireland i can't get a decent permanent job to save my life. Consequently I am temping but keep having unplanned breaks in my employment and income. These breaks are to a certain extent inevitable, however the current one has been going on for over a month.…
1000 Credit Card Topic
This is the 1000 credit card topic, use it wisely ;D
What will happen to the card if i do a b-transfer?
does it mean that the current card account will be closed and the card can't be used any more?
Advice on Best Card for Balance Transfers
Hi Everyone Have been reading the forums avidly over the past few days - and wanted to ask all you 'experts' if you could recommend the best 0% credit card for transferring balances to? I've just under £4K outstanding on four cards that I'd like to transfer. I've a good/reasonable credit rating, and haven't ever requested…
credit card bagging!
I have been doing this since March and have quite a sum now invested in various things. I was just thinking, does the income have to be declared the tax man? I dont have to complete a tax return. Some of it is in my children's names in trust with me as the operator. I was thinking about this, if I popped my clogs…
SAINSBURY'S 0% CREDIT LIMIT
???As this is the longest 0% on Purchases card going at the moment does anyone have any idea of the sort of Credit limits that they are offering.
INCREASING CREDIT CARD LIMIT ON-LINE
???Does anyone know of any other Credit Cards other than EGG that allow you to up your Credit Limit on-line without having to speak to someone. I've recently tried to increase my limit with Capital One and Abbey and both have said that you need to wait for 6 months by which time the 0% deal would have expired. The EGG way…
MINT - transfer to egg or wait for chq's
Hi, just got home and mint card here with money waiting to transfer to stooze pot ;) No cheques yet though so whats quicker call them and transfer to egg then bank or wait till cheques come and pay directly into bank account, bit worried with postal delays etc, cant decide...thanks in anticipation
Advice Needed
I am after a credit card with a £200 credit limit that I can use on-line. It don't need any fancy deals or the like. I would be greaful for your advice
Lufthansa Miles & More Visa
Does anyone know how or where I can get a Lufthansa Miles & More Visa. Can find no information on the internet except in Martin's list of reward cards. I can find info on the Lufthansa website only about German Euro based cards. Does anyone have one of these cards chargeable in GBP? If so please let me know.

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MSE News

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Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
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Credit cards

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