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HSBC £125 switcher offer - can the account now be closed?
I recently did an HSBC switch for the £125 offer which has now been credited. Does anyone know if it's now ok to switch to RBS for the £100 offer or does the HSBC account need to stay open for a certain minimum period?Thanks!
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Validating id for Lloyds account in Scotland
Hi folks, I'm trying to open a lloyds account and it is asking for me to verify my id. However, they only have 3 branches in Scotland and the central belt is in a lockdown. Is there any other branches I can go to to do this? Like Bank of Scotland or something? Thanks
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Closing 10+ year old bank account
Thanks in advance for all the suggestions. I have been banking with HSBC for 10+ years and recently opened a Natwest account. I find that the Natwest app has budgeting features which is very useful, which HSBC doesn't. I would like to move all my DD to Natwest. One way to do this is to request a bank account switch which…
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Get free cashback from shops after Brexit
This is a very good idea. Typical type of over bearing EU rule which does nothing useful. It will keep cash flowing in the shops and allow those that want cash easy access to it.
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No 123 interest applied on 13th October - just me ?
Got my 123 % 'bonus' payments this month but no interest applied to my Santander 123 account. Anyone else affected?
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Joint bank accounts query
My husband and his brother and sister are opening a joint bank account together to hold monies left in trust from their late father. It is going to remain untouched as it may be required at some point in the future for care fees for their mother who is in a care home. My question is if one of the siblings dies whilst the…
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club lloyds cinema tickets
how long does it take to receive the cinema tickets? I selected the lifestyle benefits around 2 weeks ago, still not got anything. I want to switch it out to another bank, Ulster bank, the deadline for that is the 19th of November
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Joint Bank accounts and overdrafts
We, myself and my partner are thinking of bank accounts it makes sense after 13 years, 2 children, and a house (mortgage). We both have overdrafts, so which is the best bank account to go for, plus we live in Northern Ireland, and after being made redundant 6 years ago we are almost debt freeish. Any help would be great, I…
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Bank chargeback against tattoo school help
So long story short is that partner paid 2 grand for a tattoo course but due to corona had to change dates on us twice and she can’t attend now! terms and conditions when we booked were 28 cancellation policy with deposit non refundable which we are in as course is now in December (we paid in full so no deposit) Since then…
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West Brom BS attractive offer
Courtesy of Savers' Friend today: This week, West Brom Building Society launched a competitive easy access savings account. WeBSave Bonus Saver (Issue 4) pays 0.90% gross yearly on a £1,000 minimum opening deposit. This rate includes a 0.30% bonus until 30.11.2021. The account allows unlimited further additions and…
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Moving into temp. accomodation
SO>>>>the story is, I am in the middle of a long wait to sell my property - running out of money due to covid19 (really!!!???). Think it is all going through but everything is taking ages atm. Anyway I am looking to rent in my chosen area for a while. Rental agents are a bit loathed to rent before exchange of contracts (to…
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telephone banking
I have just made a transaction on the telephone banking system, after the transaction was completed the teller asked me to confirm my address and date of birth saying they were confirming my details were correct. is this normal practice? Thank you
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Fraud Selling Home In France
My parents in June sold their house in France. The French Notaire was hacked and their house sale money was transferred to a UK Bank account not in their name and obviously not theirs! They have appointed a French Solicitor who are liaising with the Notaire, the solicitor seems to be reactive rather than pro active. The…
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HSBC mobile app
Please post if you're Android/Apple. Just wondering if anyone else is having trouble accessing their accounts. As i see no thread i'm guessing this is just me. When i log in, instead of seeing my accounts listed, it's just a blank white screen. I can click the bottom options such as more to then log out but my accounts…
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Bank Account That Allows Ring-Fencing
Is there a bank account that allows users to divide up money in an account into separate pots? Currently I am saving for a few different things and I have created separate bank accounts for each, which is becoming a pain. It would be far easier if I could have just 1 account but be able to 'ring-fence' into sections :smile:
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Paying in a $900 cheque
What's the cheapest way to pay in a $900 cheque ?
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Nationwide refer a friend after 6 April
Nationwide stopped the refer a friend offer on 6 April. I already had a referral email, but my friend hadn't opened an account yet. I messaged customer service, and they told me that if he hasn't applied yet I can't get the offer, even though I had the referral email already. Did anyone try applying after the deadline, and…
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Personal finance software
Any suggestions for personal finance software? Am looking for one that shows a personal ‘balance sheet’ or ‘net worth’, preferably double entry, with monthly trend, updated manually. Not looking to sync my bank accounts or detailed itemising of expenses. Currently I maintain my balance sheet in Excel and is good, but I…
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Suitable Bank Account for Large Short-Term Transfer
My Mother's estate will be wound up at the end of October/early November resulting in the sale of her house. There are many complexities but the outcome will result in a cash amount after the house sale of in the region of £250k which needs to be placed into a bank account which then enables myself and 2 other…
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Santander - misleading phone number for customers - be warned
I tried to contact Santander online to close an old current account I don't use. The webchat is hopeless as it doesn't understand what I wanted to do so I tried calling the 0800 123123 as shown online. The message told me I was to call 0900 1231234 and indicated that calls are charged at 65p a minute. Outrageous.
