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TSB classic account question
Can someone jog my memory please, TSB classic account, the £500 a month you pay into the
account, is that to gain interest or to avoid a monthly fee? I just can’t
remember. For the time being I wish to keep my two accounts open when
the interest rate drops to nil, so if the £500 is to get interest obviously I can
stop…
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Bank switching bonuses - individual and joint accounts
Hi all, I've tried searching the forum and reading the bank account T&Cs, but cant find a clear answer to this one, so hoping someone can help. My wife and I currently have 3 current accounts between us with Lloyds: * My individual current account * Wife's individual current account * Joint current account. I'm thinking of…
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TSB CLOSNG MY CLIENT ACCOUNTS ON 31 JANUARY 2021
Good morning, I received yesterday from TSB advising they are closing all my client accounts I have with them on 31 January 2021. I have raised this as a complaint but also with my MP, local councillors, Chamber of Commerce and Scottish Government as it's a legal requirement for me to have these accounts for my Letting…
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Are switching incentives or rewards taxable?
If I switch current account and receive one of the switching incentives on offer at the moment, and/or if I receive Halifax's £5 monthly "reward" for holding £5000 in its Reward account, then do these need to be declared on my year end tax return in the same way that regular interest does?
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Current account - which is best?
I've been looking to change bank accounts to get a decent interest rate. Looks like Lloyds are pretty good, with 1.5% if you have £4k in. Is this the best to go for? I also like their website, you can search statements, something other banks like Santander don't allow. Thanks
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Faster payment Chargeback Advice Needed Please
I sold a item on gumtree last week. The buyer lives in Belfast I'm in Manchester so I was asked to post the item once I received clear funds in my bank account. I posted the item the same day by special delivery. Buyer then contacted my bank saying that the item had not arrived. I checked with royal mail and it had been…
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Should I get rid of my overdraft?
Hi all! Looking for advice as I have read conflicting information: I’m finally out of my overdraft so should I get rid of it? Am I right in thinking the more credit you have available to you - the more attractive you are to lenders? Should I keep it for this reason. I’ve read on other posts that paying off your overdraft…
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Santander 123
I have £20,000 in a 123, earning 0.6% p.a. but £60 a month fees. (So £60 a year nett). I'm looking at switching i to an Everyday current account (No interest, no fees) instead of the 123 and moving the money to a 0.8% ISA. (£160 a year nett). Am I missing something or is this a better move?
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Monzo launches new packaged account with a £15 monthly fee - MSE News
App-based bank Monzo has launched a packaged account – 'Monzo Premium' – with a £15 monthly fee. The account offers new features including travel and mobile phone insurance and a metal card.... Read the full story: 'Monzo launches new packaged bank account' Click reply below to discuss. If you haven’t already, join the…
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Monzo launches £15 /month current account
The digital bank Monzo has launched a premium account, complete with a metal payment card, as it tries to convince more customers to pay for its services. Customers can pay £180 a year, or £15 a month for a minimum of six months, for the privilege of Monzo Premium. Its key features include travel and phone insurance, £600…
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Recommendations Please - Community Group Bank Account
Hi Earlier in the year I took over as Chair of a local "Friends of" group for our local park. We have an existing account with HSBC but to say they are a nightmare to deal with is an understatement. I have been trying to get in touch with them to change some signatories and change the address the statements go to for…
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Wirecard associate closing down, getting money back
I have a small amount of money on StarsWallet, a subsidiary of PokerStars that was using Wirecard on their back end. Given what has happened with Wirecard, they are closing down. They have asked me to spend my cash balance before mid November. No problem. I tried, and no one is accepting my virtual card, even pokerstars.…
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Refund of £800 from 6 days ago not arrived
Hi guys, I had to move out of my new flat due to a leak that has ruined the ceiling and was told I would get my deposit and first month's rent back since I had only lived there 2 weeks. I gave the estate agent my bank details last Tuesday at around 4:30pm and was told it would be 2-3 working days until I get the money in…
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Santander £12 overdraft buffer
hi, anyone know if this £12 interest free buffer is still in operation? no mention of it on their website and agents don't seem to know about it??? however had been in operation for some time and was still active in March just prior to covid support/
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New NatWest £125 Switch
NatWest are launching a new switch deal today. Thanks to Chanchi32 on hotukdeals for the headsup. £125 for switching your current account to a new NatWest Select (no monthly fee) or Reward account (£2 monthly fee but some cashback). Open to new and existing customers providing you haven't had a switch incentive from…
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Signing on to HSBC banking on my Computer
What a palaver. You need the HSBC app on your phone or tablet first before using your computer. To sign-on to online banking on my computer I had to download the HSBC app to my phone but because I am old and can't see well and my fingers don't work properly, I ended up downloading it to my tablet which is bigger. Whenever…
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Cant Open a Business Bank Account
Is there anyway i can open a business bank account with a tier 1 bank? It has to be one of the big boys not a small bank or a monza, starlinge etc Ive looked online and HSBC, HALIFAX etc are not accepting applications This is quite urgent
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YNAB alternative - forecasting
Hi all, I used to be an advocate for YNAB (You need a Budget) software. But last year Apple stopped support for 32bit applications so I had to "upgrade" from the old installed version of YNAB to the new cloud subscription version. Unfortunately this is missing one of old YNAB's greatest features; the ability to do basic…
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Unexpected credit - can my bank say where it's from?
Just looked at my account and there's a credit I don't recognise. Is a bank able to give me the source of the payment? All I have to go on is the description of the transaction which doesn't tell me much (though it could be someone else's misdirected mortgage payment because there's a reference no. beginning "MOR"). Edit:…
