YNAB alternative - forecasting

Hi all,

I used to be an advocate for YNAB (You need a Budget) software. But last year Apple stopped support for 32bit applications so I had to "upgrade" from the old installed version of YNAB to the new cloud subscription version. Unfortunately this is missing one of old YNAB's greatest features; the ability to do basic forecasting.

In old YNAB you could enter in hypothetical future outgoings and incomes. This was a fantastic tool when i was paying off my credit card debt, allowing me to know "ok if i pay x into x card, that will be paid of by y. Then I can move that payment over to card z etc etc". 

New YNAB doesnt allow for this (its a design decision on their part to focus purely on day-to-day budgetting). 

Can anyone recommend something, other than a google spreadsheet, which will essentially do what old YNAB did? Budgetting+forecasting?

Cheers 

Comments

  • Emmia
    Emmia Posts: 5,037 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 20 October 2020 at 7:34AM
    Yolt shows the payments that are coming up over the next month or so, and a prediction of how well you're doing against your budget for the current month... But I'm not sure does forecasting in the way you describe - it would tell you how much money you should have left over (or not) which might help with budgeting for extra card payments /savings/enjoyments.

    *I also don't know if it's available on an iPhone as I run Android.
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    MSMoney is still probably the best tool for the job of budgeting and forecasting once set up.
  • Moneydashboard does forecasting but not to the point I think you need.  You basically want it in essence to forecast when a loan will be paid off?
  • mej24
    mej24 Posts: 200 Forumite
    Part of the Furniture 100 Posts
    Not sure if you know you can get YNAB4 working on Catalina now?
    Details https://support.youneedabudget.com/t/83hhnct/ynab4-on-catalina
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