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YNAB alternative - forecasting
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Davewils82
Posts: 16 Forumite

Hi all,
I used to be an advocate for YNAB (You need a Budget) software. But last year Apple stopped support for 32bit applications so I had to "upgrade" from the old installed version of YNAB to the new cloud subscription version. Unfortunately this is missing one of old YNAB's greatest features; the ability to do basic forecasting.
In old YNAB you could enter in hypothetical future outgoings and incomes. This was a fantastic tool when i was paying off my credit card debt, allowing me to know "ok if i pay x into x card, that will be paid of by y. Then I can move that payment over to card z etc etc".
New YNAB doesnt allow for this (its a design decision on their part to focus purely on day-to-day budgetting).
Can anyone recommend something, other than a google spreadsheet, which will essentially do what old YNAB did? Budgetting+forecasting?
Cheers
I used to be an advocate for YNAB (You need a Budget) software. But last year Apple stopped support for 32bit applications so I had to "upgrade" from the old installed version of YNAB to the new cloud subscription version. Unfortunately this is missing one of old YNAB's greatest features; the ability to do basic forecasting.
In old YNAB you could enter in hypothetical future outgoings and incomes. This was a fantastic tool when i was paying off my credit card debt, allowing me to know "ok if i pay x into x card, that will be paid of by y. Then I can move that payment over to card z etc etc".
New YNAB doesnt allow for this (its a design decision on their part to focus purely on day-to-day budgetting).
Can anyone recommend something, other than a google spreadsheet, which will essentially do what old YNAB did? Budgetting+forecasting?
Cheers
0
Comments
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Yolt shows the payments that are coming up over the next month or so, and a prediction of how well you're doing against your budget for the current month... But I'm not sure does forecasting in the way you describe - it would tell you how much money you should have left over (or not) which might help with budgeting for extra card payments /savings/enjoyments.
*I also don't know if it's available on an iPhone as I run Android.0 -
MSMoney is still probably the best tool for the job of budgeting and forecasting once set up.0
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Moneydashboard does forecasting but not to the point I think you need. You basically want it in essence to forecast when a loan will be paid off?0
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Not sure if you know you can get YNAB4 working on Catalina now?
Details https://support.youneedabudget.com/t/83hhnct/ynab4-on-catalina0
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