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2nd account as a switching mule.
Good morning, in todays (17 January 2017) MSE's Money Tips email whilst discussing changing current accounts to 'tart' on deals Martin had this to say: "Consider setting up a 2nd account as a switching mule. You could just keep switching your main account, yet that can be annoying. A mule account is a 2nd account you set…
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Leaving Santander, but what about Regular saver?
I would like to switch my Santander account to HSBC to receive the bonus amount, but i have a regular with Santander until June. Is it possible to keep the RS and also switch?
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Removing your name from a Current Joint account
Hello all I have a question in regards to Current Joint accounts I have a current joint account with no overdraft facility that i would like to remove my name from. I had this account with my ex but now we are going through a split so am even moving out and i would like to remove my name from our Join current account ( no…
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M&S Switch - Gift Card Question
Hi All Looking at options for switching away from Yorkshire Bank when I receive the £250. At the moment, it's between Natwest and M&S. With M&S, I'd get access to a regular saver, which is a plus, as well as the £125 gift voucher. I was wondering if it would be possible for me to sell the £125 gift card? Has anyone…
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Switching from First Direct to HSBC
Hi I'm thinking about switching banks from First Direct to HSBC. Can anyone tell me if I would be eligible for the £150 switching offer as I will be switching from First Direct which is part of HSBC.
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Incorrect Information in MSE email regardining NatWest Switch Incentive
In the latest MSE email it states “When applying at NatWest*, you get a long account list - ensure you pick the 'Reward Account'” This is incorrect as in Natwest’s Switch T&C’s it states the following “apply for a Select, Reward, Reward Silver, Reward Platinum or Reward Black account (‘eligible account’) via natwest.com or…
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TSB switch offer - when do you get the cashback?
Hi, I switched over to TSB in November when they had the £130 cashback offer on - does anyone know if I should have received it by now or who I would contact? Can't seem to find anything on it now. Cheers
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Chasing to PAY something I ordered
Hi all. I purchased 800£ worth of product from Mothercare in October. I have since chased 5 times and have escalated through management. They still won't take my payment because of 'technical issues. I keep getting advised that they will call me back and they never do. It seems they do not care. I wanted to try and…
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Banking help
Hi I received a cheque payment from my uncle in Canada for some money to help make a down payment on a house. My uncle got a Canadian bankers draft and I deposited it in to my Barclays savings account and was told due to it being a international cheque it can take between 6 to 8 weeks to clear. Throughout the time frame I…
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Paypal extended dormancy
Direct debits tend to expire after 13 months of non-use, unless the merchant / originator applies for a longer period. Is it Paypal's policy to set up direct debits for longer than 13 months dormancy?
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Premier Banking Eligibility
Has anybody managed to become eligible for Premier Banking with anybody just from cycling money between accounts at non-interconnected banks? I'm thinking of doing this to meet the £75,000 p/a requirement for Barclays Premier Banking.
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Data protection breach
Hello this isn’t to do with banking however I did see posts regards to data protection breach and was looking for advice I have a friend 22yo and in sept she made a call to virgins helpline for help regards her tv was put through to foreign helpline the person she spoke to on the phone asked to add her on Facebook out of…
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My Nationwide Flex Direct 5% finishing
My Nationwide Flex Direct account paying the 1 year 5% is finishing next week and changing to 1% interest. It looks like I have to wait 12 months before I can open another Flex Direct account to get the 5% interest? Do I need to close my current account and have no Flex Direct account for 12 months or can I leave it open…
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How can I get Santander to stamp a online statement?
I get my Santander current account statements delivered online. The problem is I am applying for Permanent Residence in the UK in 3 weeks and need to provide original statements. The Home Office knows many people nowadays get digital-only statements, so they say they will accept printed online statements if a bank branch…
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Banks that are picky when it comes to opening current accounts?
I have found in the past both with myself and others that I speak to that HSBC/First Direct are very choosy with who they decide to offer an account to. Barclays seem to be easy for a basic current account but quite picky with the full current account. Nationwide and Starling Bank are very easy to open accounts with from…
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large transfer from overseas into Santander
Hello, I am expecting a transfer in the order of tens of thousands of pounds from overseas into my Santander current account. Has anyone had any experience of receiving large sums from abroad into their Santander current account? Did you have to provide any extra security checks? I am aware that banks tend to assume that…
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Switching joint acc
Can you switch a joint bank acc useing a banks online switching service
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Nationwide recommend a friend bonus - how long do they usually take to pay out?
A friend has opened an account with Nationwide after I recommended them using the recommend a friend scheme. The person who makes the recommendation and the person who switches are supposed to receive £100 upon completion of the switch. Their account switch was completed exactly 2 weeks ago but neither of us has received…
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Halifax current account vs reward account
Is it worth upgrading my current account to the reward account for an extra £3?
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brother committed ebay fraud
My brother ripped someone off on ebay for £900. He sold an I phone which he didn't own. He drew the money out, will paypal taking the money out of his bank even though he's got nothing in leaving him with bank charges or will it deduct from his paypal balance? He sent a mobile phone box with his old phone in and a tracking…
