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How did they get my new card details?
Brought insurance with Elephant last October with Barclays debit card that expired this July Renewal notice from Elephant with new card number & expiry date on. Who gave it to them?! And no I have not contacted Elephant for a claim. And would this be the same Barclays that stops my card each time I buy something from…
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Santander 11-15 Current Account Overdraft?
Hi, I went over by £10 on my current account and my mum's gone mad at me, does anyone know the charges for the youth accounts? I've been over for about 10 days and I don't see how they can charge me £50 if I don't have an income Thanks!
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International Bank Accounts
Hi, I'm about to move to New York on a company transfer. I'll be there for some time and I'll need to set up a local bank account ("checking account") in order to sort out accommodation, get a phone, develop a credit history, etc. Thing is, I'm going to maintain my existing account over here (I have debts and bills that…
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Compensation from bank?
Hiya, wondered if I could run this past you guys for thoughts? Should I accept £50 from my bank as sufficient compensation for: 1) Accidentally cancelling my bank card, leaving me without cash for two weeks. 2) Not sending my new bank card to the right branch, despite promising to do so. 3) Failing to log my complaint for…
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money taken out of my bank
Hope someone can help me please,Me and my husband have a joint account, i ordered something off line today i made sure there was enough money to cover this item, we had a email saying there was insufficent funds in the bank, when i had a look there had been 50p taken out the bank we phoned up the bank asking if they knew…
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Closing halifax account nightmare
Been trying for 2 weeks to close a couple of websaver accounts that i no longer need. Easier said than done. Went into branch signed papers and was told that was it. 2 weeks later the accounts are still open so went back in and this time was told that accounts cannot be closed in branch and to phone helpline. Phoned…
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If Carlsberg did a budgeting app...
.. What features would you like to see on it? p.s. I dont work for Carlsberg, just using their slogan :)
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Equifax - Caution on file, Not Sure Why?
Checked my file yesterday using the 30 days free thing. It has a 'dashboard' giving a summary of your file. Mine is Yellow, for caution. I have no defaults etc, or late payments, but I do have several dormant bank accounts that i no longer use. I did go to the banks in question last year to close them, but after checking…
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Halifax Overdraft
Hi, I have a £2850 overdraft on my bank account with Halifax. I only ever go into it by £300. Called up to reduce it and was told that my availble overdraft is £0 so my options are to keep it as it is or reduce it to £0!
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BACS limit
Recently both NatWest and Nation Wide have refused to perform an in-branch BACS transfer for sums over £10,000 and insisted on using CHAPS (for which they charge, of course) even though there was no great urgency, 3 working days would have done in both cases. Why is this? Are they just trying it on, or is there some good…
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Halifax Online Banking Query.
Hi guys, I've just tried to open a Reward Current Account with Halifax. I already have an account with Halifax and an ISA with them, but when I clicked through to open the new account it treated me as though I had never banked with them. i.e. enter details etc as expected but then it asked me if I wanted to register for…
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direct debit going out before wages paid
hi i have a direct debit coming out on friday for pet insurance but have no money in bank BUT i get paid on friday, can the bank take the direct debit OUT before i get paid leaving me overdrawn?
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Turned down for two bank accounts
Hi I came on the forum a while back to ask advise on opening a bank account-forgot my user name and password so I have set up a new one. Well people I am having some right problems with this. I was advised that Co-op and Barclays had very good basic bank accounts, I have been into both the Co-op and Barclays and have been…
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Can you opt out of Santander's OTP once you enroll?
Hi Everyone, Hopefully someone who banks with Santander and uses OTP (One Time Passcode), or is familiar with the topic can advise. My question: If you choose to register for Santander's OTP, can you opt-out at a later date? If so is the opt-out option available via the website or do you need to go through Santander's…
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RBS Basic Debit Card
Has anyone one of these that they could post a photo of? I'd like to see the redesigned card... :)
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Withdrawing In branch using others debit card
I want to withdraw a small amount of cash (£34.50) from barclays, It is from my mothers acct though and was wondering if this would be a problem? I know in natwest it isnt an issue as you just enter the card and pin and they give it to you. But iirc in barclays there are no handheld chip & pin machine thingys on their…
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bank acc address change
hi all i dont know how but my bank has changed my address on my acc to my ex wifes 750miles away and i dont know how they have dont this , the only thing i can think of is i am first name on our childrens acc , but all my bank stuff and my 1 year olds acc stuff has gone there , i have spent 30mins ont the phone and was…
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i paid in an unnamed cheque.
Hi Just mentioned to my oh that i'd paid his cheque in today and he asked me if i'd put mine or his name on it :eek::o. I didn't even look at the cheque, just opened the envelope and took it to the bank and paid it in. Will it be a problem that it wasn't filled out properly? tia
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Transferring lump sum
I want to transfer £2000 into a friends account. We both have Halifax accounts (different types i think and at different branches). Question is will i be charged by the bank for doing so? Any help much appreciated
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First Direct Query
Hi I applied for a First Direct bank account + E-saver account yesterday morning, but when I checked my Experian and Equifax report right now, I was surprised to see they had only checked Experian, the first as recorded for Current account, and second unrecorded as Identity Check. I am confused since the 'Who Uses Who'…
