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was it accepted ( halifax)
Wondered with all the changes recently to the Bank of scotland, I logged on and was asked if i wanted to apply for the Classic account as a second current account (thought it would be handy for the second visa debit card) so i applied and it came up with a message that, if successful, i would receive the card within 7…
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Basic Business Accounts
Hi can anyone help? A few years ago I got into financial difficulty due to redundancy which resulted in me receiving defualts. I entered into a debt management plan and have been paying off my existing debts for the past 3 years without fail. My credit rating for the last 3 years is excellant however as the defaults last…
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NatWest Chargeback
A couple of months ago I ordered a part for my car from a supposed Rover specialist, through PartsGateway. The part came in 2 lengths (throttle cable) and I specifically said I wanted the shorter one. They sent the wrong one. I sent them a couple of messages back and forth, then they stopped responding. I sent the thing…
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RBS/NatWest CRA reporting
Just had a look on my CR file through noddle, seems that as of this month my RBS & NatWest current accounts are reporting their overdraft limits, whereas before they only reported any outstanding balance... Haven't seen whether Equifax/Experian are showing the same, but I was wondering whether this would have a negative…
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Banks without automated phone menus?
Hallo, I'd appreciate if anyone could advise me as to whether there are any banks out there who use real people to answer their phones straight away? My current bank insists on me jumping through an assortment of pre-recorded-'dial 1 for x, 2 for y' hoops before I get to speak to an actual representative. I've nothing…
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Lloyds TSB
I have just discovered that Lloyds online banking feel free to make arbitary decisions about their customers choices in operating their accounts. I went to make a payment online to a payee that I only have to transfer money to occasionally. That payee was not shown in the list where I expected it to be. I went into town to…
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Please Help! Problems with my bank - ATM Fraud
Two months ago I requested a new debit card and pin reminder as I had misplaced my old one. A fortnight later I still had not recieved my card so I contacted my bank who informed me that my debit card had been used by someone and that there had been 11 withdrawals of £300 meaning that I was now out of pocket £3300. The…
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Direct Debit System Totally Flawed - Any Advice Please
Hi Everyone Completely :mad: with Bank and it's pathetic excuses Has anyone else noticed how flawed the entire Direct Debit system is? 3 Months ago I cancelled a DD both with my bank and with the payee - however for the past 3 months I have still had this money leave my account, on one occassion it left me utterly…
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Lloyds Added Value account overdraft con
Hi All New to this but thought I would let you know what has happened to me and invite your comments! For many years I have had a 'Platinum' account with LloydsTSB for which I pay a monthly fee. The account has various benefits including a reduced overdraft interest rate and AA cover. The platinum account is a joint…
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Saturday & Sunday are working days????!!!??
I had to post this as I have just had the most bizarre conversation with Lloyds TSB regarding my account. I had some fees applied to my account about 6 months ago and after some wrangling and negotiation, I got them reduced and had a temporary overdraft on my account to ensure no further fees were incurred. It was agreed…
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Barclays Premier Cheque Book
Does it exist? I am a Premier customer and they have sent me a standard blue cheque book.
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how do I pay into my co-op bank acct from nationwide account?
Hi I am internet banking with both Nationwide and Co-op. Nationwide is where my earnings and savings are. Co-op was set up last year for a Career Development loan which now needs to be paid up in its first installment. I need to get £3,000 over from Nationwide to Co-op but I can't find any facilities to do this on the…
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Basic Bank accounts
Please forgive me if this has been covered before. I have been searching for a basic bank account that does not 'rip me off' should I unwittingly go overdrawn. e.g. the Yorkshire Bank charge a fee of £35 for ANY s/o or Debit that is not honoured. Accepting that it is my fault, I still found it difficult to accept that a…
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Nationwide - closing joint account
Since I separated from my wife I've been trying to close our joint Nationwide Flexaccount. In the Stratford (London) branch they were pretty unhelpful and said I could drop off the form I'd already filled in (although it only had my signature on it). The form appears to have disappeared into the black hole of Nationwide…
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Bank error in my favour
Got two identical payments into my business account. Phoned my customer (an employment agency) to tell them and they swear blind they only paid me once. Phoned the bank and they said no two separate payments were received. Thing is its an euro account and payment so its a little bit more complicated. I've informed all…
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Nationwide Telephone Banking
Anyone else get randomly signed up to Nationwide Telephone Banking?
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Minister demands HSBC/Santander Post Office access
http://www.bbc.co.uk/news/business-14970109 It seems that the Consumer Minister, Ed Davey MP, is asking HSBC and Santander to allow cash withdrawals from post offices. Is it just me, or are all aspects of government determined to look like they are trying to tell the banks what to do? What about the many other banking…
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Alliance & Leicester (now Santander) Address
All I am a former alliance and leicester internet account holder, now santander. I'm filling in a form to set up a DD - anyone know what address I should be giving? I dont have a branch as such as it was set up as an internet account.......sort code is 090133 if that helps Thanks
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santander esaver interest rates
Hi. Just looking at my esaver which I opened up with Santander last March and cant see if its esaver 2, 3 or what. Saw an advert for esaver 4 which I assume has just been released and wondered if esaver 2 or 3 interest rates are different from esaver 4. So would like to know what the interest rates are, at the moment for…
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Change to the HBOS update time
I'm well aware that last weekend HBOS and Lloyds merged systems. A regular Monday bank credit is in my account already (10.30pm ish). Normally this wouldn't be credited until approx 3.30am. Is this the way it'll be henceforth? BiB
