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was it accepted ( halifax)

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Wondered with all the changes recently to the Bank of scotland, I logged on and was asked if i wanted to apply for the Classic account as a second current account (thought it would be handy for the second visa debit card) so i applied and it came up with a message that, if successful, i would receive the card within 7 days.

That was yesterday, now today i log on and there's the Classic account under my list of accounts, with a sort code, account number and the option for dds and SOs

My question is this, does this mean it was accepted (to be honest, with my credit, i would have thought it would have been rejected).

I know it sounds obvious, but it seems really quick to have it up and running, this was only last night

any feedback?

Comments

  • jen245
    jen245 Posts: 1,606 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    When I opened my Halifax Reward account last year, it was opened instantly so if its on your online banking, you've been accepted
    Debt free and staying that way! :beer:
  • Lulee36
    Lulee36 Posts: 197 Forumite
    I would imagine , mine showed up after a couple of hours and the card arrived within a few days
  • thanks for the reply jen, i know it was a stupid question, but hey you never know ;p
    cheers x
  • so out of interest i transferred a pound between accounts and back again it went ok
    Now im trying again and its coming up with an error between transfers to any of my accounts.

    is anyone having problems making transfers online?
  • jen245
    jen245 Posts: 1,606 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Could be because its a brand new account, may take a day or so to be fully active. When I opened mine it took 48 hours for it to be fully functional, as my initial deposit disappeared for 2 days, then re-appeared, after that it was fine, so maybe give it a couple of days
    Debt free and staying that way! :beer:
  • have you got more than 1 pound in your classic account you won't be able transfer that 1 pound as i think a minimum balance is required to keep the account operational. i might be wrong and that shouldn't stop you transfering money to other accounts such as savings.

    or perhaps the website is having problems.
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    jen245 wrote: »
    Could be because its a brand new account, may take a day or so to be fully active. When I opened mine it took 48 hours for it to be fully functional, as my initial deposit disappeared for 2 days, then re-appeared, after that it was fine, so maybe give it a couple of days
    The switch over to LTSB systems should mean that doesn't happen anymore.
  • thanks for help, i just called them and they said yes its been accepted and i just have to fund it with a pound and that will generate the card.

    Its a visa debit card, with £10 buffer. Does anyone know if it will report to the CRAs like my current account at the moment does?
  • thanks for help, i just called them and they said yes its been accepted and i just have to fund it with a pound and that will generate the card.

    Its a visa debit card, with £10 buffer. Does anyone know if it will report to the CRAs like my current account at the moment does?

    Yes, each Current Account will have a seperate entry on your Credit Report.
    David :)
    £1 of debt is too much for me!
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