Withdrawing In branch using others debit card

jane12345 · 20 September 2011 at 10:50PM

I want to withdraw a small amount of cash (£34.50) from barclays, It is from my mothers acct though and was wondering if this would be a problem?

I know in natwest it isnt an issue as you just enter the card and pin and they give it to you. But iirc in barclays there are no handheld chip & pin machine thingys on their counters?

Yes i know her pin but due to the exact amount unfortunately cant use an atm.

thanks

stclair · 20 September 2011 at 11:00PM

They use card readers in Barclays and they ask you to enter your PIN.

alanq · 20 September 2011 at 11:03PM

Unless you are administering your mother's account under a power of attorney your mother is breaking the Ts&Cs of her account by revealing her PIN to you. Obtaining cash by using your mother's PIN is like forging her signature even though you are doing so with her permission and for no personal gain.

stclair · 20 September 2011 at 11:05PM

I totally agree if the bank ever got wind of it she could end up with getting her accounts closed.

fuzzybear01 · 20 September 2011 at 11:07PM

How about depositing £5.50 in the account so that you can withdraw £40 at the cash machine ?

stclair · 20 September 2011 at 11:10PM

fuzzybear01 wrote: »

How about depositing £5.50 in the account so that you can withdraw £40 at the cash machine ?

I think this sounds that better option

fuzzybear01 · 20 September 2011 at 11:26PM

stclair wrote: »

I think this sounds that better option

Although probably still against the rules

jane12345 · 20 September 2011 at 11:28PM

fuzzybear01 wrote: »

How about depositing £5.50 in the account so that you can withdraw £40 at the cash machine ?

Excellent idea, i hadnt thought of that! What details does one need to deposit funds into her acct?

stclair · 20 September 2011 at 11:37PM

fuzzybear01 wrote: »

Although probably still against the rules

It most definatly however it appears its an on going thing between the OP and there mother so its up them really.

Im sure there will be another thread in a few months time titled "Barclays & Natwest closed my mothers account"

pcombo · 21 September 2011 at 12:00AM

stclair wrote: »

It most definatly however it appears its an on going thing between the OP and there mother so its up them really.

Im sure there will be another thread in a few months time titled "Barclays & Natwest closed my mothers account"

Made me laugh that last line.

Mrs_Ryan · 21 September 2011 at 1:47AM

What its against the rules to deposit cash in someone else's account??? Jeez. I'm surprised the Co-Op havent shut my Mum's account then as both my brother and I pay in cash every month to it... she often puts cash into my account as well when I'm short..!