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Natwest Step Cash Changes
As I'm sure most of you know, Natwest are stopping their step account holders withdrawing cash from non RBS group cashpoints. Have any step account holders actually heard from NW about it? I've had nothing whatsoever.... Its an annoyance to me as I have always used it as my main bank account, only using the current for…
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Declined by NatWest?
I recently applied for one of NatWests basic accounts that used to be known as the step account, however they have declined me. I know my credit score is really bad so this is why I went for a basic account that provided no credit facilities nor changes to accrue more debt. I'm not too sure what to do know as I thought…
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Can bank take my entire wages to reduce the debt on the account?
Hi there. The situation is as follows: I have 500 pounds overdraft limit with Lloyds on my current account. Recently they allowed a cheque to go through, even though my balance was close to -£500. It was about -£750 pounds since then, where £250 debt is an unplanned overdraft. Now, I asked my employer to pay my wages into…
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lloyds internet banking
ive switched bank accounts between santander and lloyds and the last couple of days ive been transferring my balance via internet banking. i first did a couple of transfers of £1 to make sure it went through all right and it did, instantly too. however this morning i transferred £10k and its yet to appear in my account. is…
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More antics from LLoyds
I've posted before about LTSB messing about with automated payments and transfers for no apparent reason other than to incur charges on customers a/cs and create revenue for themselves. I have been called paranoid on these forums for making such a suggestion previously. However, on Tuesday, my OH paid off his LTSB credit…
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First Direct Leaving £100
I have a First Direct Account with the £125 switching incentive. When this is paid I'd like to get the £100 leaving gift as well. Can someone tell me the process to be eligible for this?
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Santander preferred account declined
Hi, I today received information that the reason I was declined was due to my credit rating, however after looking at my rating via experian I have a rating of 956. I was wanting to get the interest free overdraft of 2k (which I currently have with my current bank due to change very soon due to it stopping been a graduate…
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Really stupid question - when to pay rent
Starting my first 'adult' job Monday and it will be the first time I only have one source of income. I pay rent to my OH so am flexible about when I pay it and I get paid at the end of each month. I'm trying to work out the easiest way to do the budget. Should I pay my rent at the start of each month, meaning that this…
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Barclays help?!
Basically I just turned 16 (very late birthday I know) and I decided to go to barclays to change my account to the 16-19 account. The lady told me that this happens automatically? Can anyone verify this for me or is it just her being too lazy to do her job? And if it does, when? to be perfectly honest it is such trouble…
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Who has a bill account and a spending account?
Does it work well?.....Do you just transfer a set amount to cover bills.....or transfer a set amount just for spending? What bank account would you recommend? I just have a main accound with First Direct, but think 2 current accounts would work better. Thanks for Advice
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School Leavers Bank Account
Hiya all, I'm a new member so I'm sorry if this question has been asked/replied to before. Have a 16 year old and we want to set up her first bank account for her EMA and any part-time work wages to be paid into. Does anybody have any recommendations/horror stories regarding certain banks or building society's to help us?…
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Transfer of US dollars abroad?
Hi, I have a Canadian friend who use to live with me here in London. She has since moved back to Canada. She left nearly $1550 US dollars with me for safe keeping while she lived here and forgot to get it off me again before she went back to Canada. She wants me to open a US dollar account (I discovered Citibank offer one)…
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Santander £200 switch account offer
Hi, I just got a phone call from someone on a witheld number, claiming to be from Santander and said that as my mortgage is with them, I am pre-approved for a £200 bonus if I switch my current account to them, as well as receiving 5% interest. I declined and he stated that it is a 3 month offer and that if I change my mind…
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Your O2 Money account is closing soon
Just got an e-mail from o2 and thought i'd share.
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Help with Santander overdrawn
Not sure where to post this sorry. I had a second bank account with then Abbey National. I must have gone overdrawn as I had a letter through for overdrawn balance (my own fault for not checking) I contacted them having had to escalate to complaints (long story) and asked for the final figure needed to pay which I did…
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Returned Direct Debit with Halifax
Forgot about a direct debit that was leaving my account this morning. No money left my account, due to there not being enough in there, so I put the money in there around 11am. I know I will probably get a charge but I have two questions: a) how much do Halifax charge for a returned DD b) will the water company in question…
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best way to pay dollar direct debit?
can anyone recommend the best way to pay up something purchased abroad in dollars without incurring monthly commission fees? I live in the UK and currently only have UK bank accounts. I paid a deposit on the goods with a credit card which charged 2.75% commission?
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got a cheque but no bank account
hiya guys i have just recieved a cheque from the inland renuve,i havent got a bank account, can i pay it into my daughters account, need to get it changed my name on the cheque,or will the inland reneve let me have it as an giro thanks james
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Halifax New payee not showing up
Added a new recipient online to my current account and it's not appearing in the drop downs or list( even after logging out and back in). if i go and re-add the details I get: Does it normally take time for these to appear?
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HBOS Reward Account
Hi, when does the £5 reward get credited to your account? Does it work one month in arrears or anything? Just got my salary paid into my account yesterday so just wondering when to expect my first £5 reward. Thank you! Sx
