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got a cheque but no bank account
wensoultions
Posts: 2 Newbie
hiya guys
i have just recieved a cheque from the inland renuve,i havent got a bank account, can i pay it into my daughters account, need to get it changed my name on the cheque,or will the inland reneve let me have it as an giro
thanks james
i have just recieved a cheque from the inland renuve,i havent got a bank account, can i pay it into my daughters account, need to get it changed my name on the cheque,or will the inland reneve let me have it as an giro
thanks james
0
Comments
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Can't you open a "Basic Bank" account?? Best way for this cheque and the future>
Normally cheques are crossed/AC payee only so it has to go into your own.
There are cheque cashiers on the high st BUT it will cost you a % of your cheque though.0 -
The bets thing to do as I luv cats suggested - open a basic bank account - Nationwide, Natwest, HSBC all do them. You can then withdraw the money once the cheque has cleared.0
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Or you can ask for one of the following:
- a repayment direct to your bank or building society account - this is quick and secure
- a cheque, however this will take a little longer to reach you
If they could rearrange another cheque in your daughters name or bank transfer to her it might take quite a while.
Much easier to open an account I'd say again0 -
The bets thing to do as I luv cats suggested - open a basic bank account - Nationwide, Natwest, HSBC all do them. You can then withdraw the money once the cheque has cleared.
http://www.moneysavingexpert.com/banking/basic-bank-accounts0 -
Why a basic bank account? If it is required only to pay cheques into why not a savings account?0
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Do you have any form of savings account such as a building society or post office account - if so just use that."If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
getting a bit sick of these threads.
Open an account. it's not hard, how on earth anyone gets by without a bank account is beyond me.0 -
getting a bit sick of these threads.
Open an account. it's not hard, how on earth anyone gets by without a bank account is beyond me.
Bit hard a newbie?"If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
I think there are high street companies that will cash it for you. Put cheque cashing into a search engine.
But they'll charge commission. No idea how much - its not the sort of service I'm ever likely to use.
Best to open an account of some sort at a bank, post office or building society.0
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