-
Help - Payment into wrong bank account
I hope someone can help me, mrs notsobright! I made a payment online from natwest into my mum's bank account, at Lloyds, for 1000 squid. When it did not appear in her bank account we checked and I still had the details of her old joint bank account with her former husband. She is not on this account anymore but the account…
-
LOL Nationwide
I reported fraud that had happend on my Nationwide debit card (Someone used my Visa debit) Nationwide approved the transaction with incorrect CVV2 and incorrect expiry (I have this in writing) they initially refunded the transaction then reversed it stating that their fraud team did an investigation and saying it is my…
-
Not understanding Nationwide 'Reserve Limit'
I've just received my bank statement to find out my current balance is £-207.99 I don't have an agreed overdraft facility. I assumed that should I use my card and there was not sufficient funds in the account that the transaction would simply be refused when the vendor attempted the authorisation. Apparently not. No…
-
Forgotten Portman Building Society Account
HI, I have just been going through boxes and boxes of my old paperwork and found some information on a Building Society account that I had forgotten about. I haven't used the account since around 1996. How do I access this account again as I had over £100 in the account in a statement I have from 1996. Im assuming that the…
-
Can someone answer this query please regarding credit search?
Hi My name is spelt differently as in by one letter on my passport,driving licence and bank cards etc comapred to what it is spelt on some bills and my university enrollment. For example (this is not my actual name just an example) on my passport and licence my name is Jonathan Paul Smith but on some bills it is Jonathen…
-
Overseas Banking
Hi all, I'm sure this has been covered elsewhere, so please accept my apologies if I'm going over old ground. I am fortunate to have been left some money which I have invested with my sister in a property in Spain. As I am going to spend a fair amount of time over there, would you in my position consider a Spanish based…
-
Barclays Premier Account Blackmail?
Just been advised by Barclays that from 9 November they're going to charge £17.50 for our premier account provided we have income of £75K or £50,000 in savings. Otherwise it will cost £25 p.m. or we'll have to transfer to an ordinary account. If we go somewhere else, are there any other options which don't charge similar…
-
17 banks being sued for crooks by US Govmt - mine included. Should I be worried?
The overnight international news tells us that this weekend's main financial story for tomorrow's Sunday's might be the fact that an agency of the US government (not sure which one) is to sue 17 banks for misleading other players (I think that probably included you and me one way or the other) about the worth of cråppy…
-
Minimum term for HSBC Premier account?
Hi a bit miffed really my Bf got duped into upgrading his account to the HSBC Premier at £25pm. He gets it free for 6 months as he has more than 50k. The'preferential' interest is a mere 0.56% and the 90k will NOT be in his account for long as he is looking to buy a property. My question is, is there a minimum term? As it…
-
Nationwide illegal or legal practice?
Just wondering if anyone can enlighten me on Nationwide interesting practice of 'stealing' my money for 7 days. I was due to pay some Direct Debits the other day, I had sufficient funds in the account to pay them all. Anyway on looking at my account I noticed two weren't paid and returned due to 'insufficient funds' but by…
-
ccj bank accounts!?
Hello all... Can anyone help? I need to set up a new joint account with my G'friend for our first mortgage payment, bills etc. I applied with Natwest, whom I bank with, and HSBC, whom she banks with...but neither accepted us due to my ccj that still has 2yrs to run! Is there a list of decent banks suiting this situation?…
-
Halifax UnAuthorised OD Fees
I have 2 bank accounts, 1 I use day to day and a basic cashcard with halifax for internet purchases and magazine subscriptions. Today I logon to find they've paid out a £22 mag subscription last month despite being no funds and then charged me £155 in charges =\ Do I pay these charges or dispute them?
-
Euro bank account
Any one know how I can get a Euro bank account?
-
Citibank - Faster Payments
I may be adding two and two and coming up with five, but this morning I try to make a payment from my Citibank account to my Smile account. It won't let me. Apparently, the account number isn't recognised and I have to check there aren't any leading zeros (although it's always worked before). Whatever I do, however much I…
-
First Direct Conactless Cards
Got my statement from First Direct this morning with a notice of variation for the terms and conditions, and summary point 3 says that from the 1st of December First Direct will be issuing contactless Debit Cards. Just thought that some others might be interested to know if they haven't got there statement yet.
-
RBS/Natwest down
So most of today, RBS/Natwest have been down..... earlier i couldnt log on at all, now it lets me put my telephone banking number, security, then it says its down..... On the telephone ealrier it rang it said their was a fault and to hold, now it takes your banking number, then it tells you to call back later..... Pure…
-
Trustee accounts
My sister and myself are trustee's for our brother and have been since 2007. He had an accident at work and successfully sued the company and on the advice of his barrister, his solicitor drew up a document for us as trustee's to sign (this means he qualifies for means tested benefits as the payout he recieved is in a…
-
Cheque in Maiden name
My wife changed her surname a few years ago (when we got married). But we have just received a cheque in her maiden name. We really don't want to send it back to the issuer to get it re-issued, as it took almost 2 years for them to send the cheque out in the first place (thats a different story!). Will the bank accept it…
-
Buying Currency via Debit Card
Followed the recomendations as per the site, and ordered some Euro's over the internet using my Natwest Debit Card, no p&p or fees from the supplier as over the minimum amount was requested, and I must say excellent service. However, what appeared on my bank statement was a charged fee of £4.50 apparently stating "Cash…
-
Natwest- removing a default
I've been having a google and it seems that it IS possible, albeit hard, to have a default removed from your credit report. I have one default- an old account with Natwest that I took out a few days after I turned 18 and they kindly gave me a £1000 overdraft which I promptly spent and then realised I couldn't afford to…
