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Understanding bank statements
Today I was attempting to find evidence of a cheque payment from a specific person back in June in my Nat West current account. I noticed an entry just labelled 'credit' for £1000 on my paper statement, however, the description was completely missing on my electronic version (something else to think about if deciding to…
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Santander security
Received a letter today from santander saying "Thank you for signing up to our telephone banking service", but I hadn't applied. Won't go through the usual contact problems with this bunch, suffice to say it took 6 calls to Customer service (joke) and branch (bigger joke) get someone to actually do something. The question…
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Paying foreign currency cheque into an account...
Just reposting this from Savings & Investment board - might be more suitable for response here... My nan from Australia died last year, and the executor has sent me and my two sons (3 & 5yo) a cheque for AUS$3000, and 2 x AUS$2000 respectively. What is the mosy economical way of getting this into an account/changed up? It…
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Telephone Banking Transfer Times
I hope someone can help me, I'm sorry in advance if this is in the wrong section. A customer transferred money into my Natwest business account on Saturday via telephone banking but it still hasn't reached my account. I spoke to the bank and they said due to the new faster payments system it should be with me within two…
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Co-op Privilege Premier
Hi, I signed up for the free offer of 12 months last year when they were running it. I've been hoiked by premier accounts before (was upgraded at lloyds, it was only when seeing on MSE that you can have the "vantage" without paying for it that I downgraded, that's what I thought I was paying for pretty much), but this…
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Santander cashback for switching current account
The £200 cashback offer Santander are running at the moment (I've already got a mortgage with them) was tempting enough to make me sign up, despite some of the bad stuff I've heard about them customer service-wise. I'm rubbish with picking information out of terms and conditions and can't see how long I need to be with…
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Changing Bank Accounts with Overdraft
I have just finished Uni, got a job and am looking to get myself out of my overdraft. I have noticed that my account isn't the best Graduate account, so would like to change. I am currently £700 into my £2000 overdraft. If i apply for a graduate account, will I get it and be able to transfer the overdraft across. It won't…
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Why do Natwest and RBS operate so differently
Than all the other banks. Here are some glaring differences about those two banks compared with all the others. 1. Benefits are paid to the account 48 hours early if you are due to be paid your benefits on a Monday. All other banks pay you on the Monday but not these two. 2. If you have a direct debit set up for a bill…
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Recommend a bank: multiple accounts
Hello board, Is there such thing as a bank account that allows you to have multiple 'sub accounts' or indeed separate accounts that come under the same banner as the main account (i.e. they share the overdraft, fees, account number)? Kind of like a 'virtual' account? I would like to be able to set up as many virtual…
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Can I Get Another Santander Bonus and 0%?
Hey... I opened a Santander Account in Feb, got the bonus then closed at the beginning of July. Can I open a New One? Mainly for the 0% Overdraft Rather than the Bonus. Do they Check? Anyone Tried? Thanks,
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Can banks claw money back which they paid in error?
My husband has power of attorney over an elderly relative's financial affairs. This relative had a Bond in the UK which paid out £600+/month to her post office account in Europe, transferred thereto by Barclays International in Jersey. Financial Advisor wrote to us in June, warning that the Bond funds had been exhausted.…
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Money appeared in my account
So, I opened up my online banking to discover £1000 paid in, in cash, to one of my accounts. I don't remember paying it in and nobody has told me that they paid it in (However it was my birthday the day before it was paid in - on the whole, I unfortunately don't have that sort of friend though). Of course I don't want to…
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money transfer - uk to us
Please advise on the options of sending money to the u.s at best rates and speed
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Which Pre-paid credit card for regular USD transaction?
I'm about to subscribe to a service in the US (server hosting) that requires me to pay by credit card and doesn't accept paypal, I'll be making a regular payment every month in USD, but I don't want to use one of my existing credit cards. Can anybody recommend a pre-paid visa or mastercard card that will allow me to top up…
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French petrol payment - pin not requested??? HELP!!!
Sorry if you have seen this but didn't know where to post so have done 3 boards..... Wasn't sure how to put this one...but am getting more concerned about it as time passes... Went to buy petrol at Leclerc in France yesterday for return journey home. Husband pulled in to pumps with kiosk. After we filled up, the lady at…
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National Savings
My mother was having a clear out of her attic and stumbled across two National Savings books. They were the old savings stamp type. Can you cash these in? The face value is only £5 2s 6d on one and £8 1s on another. That said the stamps are beautiful with pictures of Prince Charles as a boy, a galleon ship, Princess Ann, a…
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Halifax spoof emails
Getting a LOT of these lately: but when you mouse over the confirm link it leads to a non-halifax scam site (I haven't clicked through) Please be careful if you receive a similar email You can forward it to Halifax: http://www.halifax.co.uk/securityandprivacy/security-centre-home/common-threats/phishing/
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Nationwide/ visa or supermarket / alert on using your card in France
I have a question for martin My husband has been travelling abroad and using his debit visa card to obtain petrol on the 24/24 pump on supermarket petrol stations, in France. Everytime he uses the 24/24 pumps the supermarket takes what I can only call a holding fee, this fee is 120/180 euros, so he gets his petrol to the…
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help please from people who work in bank/building society
My mum has banked with Alliance & Leicester for a lot of years. She had a premier current account, a savings account and an isa. She is 79 and is getting increasingly forgetful but likes going into her branch and gets cash out over the counter probably twice a week. On visiting mum this week I saw a welcome pack for a…
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nationwide young persons flexaccount
hi does this account come with a visa debit and am I able to apply online? thanks
