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MSE News: PPI leap hits Lloyds Banking Group complaints
This is the discussion thread for the following MSE News Story: "The bank revealed a large spike in complaints, driven by a surge in gripes about miss-old debt insurance ..." Read the full story: PPI leap hits Lloyds Banking Group complaints
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rbs current account debit card
hi all ive a rbs current account(royalts gold)the debit card works fine online and in train station machines etc but not at petrol station i have to go into shop to pay ? telphone banking says nothing wrong with card thou was strange thanks
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Santander overdraft
I have an authorised overdraft with Santander that, come next month, will be unmanageable. I don't have enough money to take me out of that and with the change in their overdraft costs i'm going to get charged way more than I can afford. I barely use the account anyway and have tried closing it down and offering to pay…
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Joint Bank Account
My partner and i are having a baby and about to move in together. He wants us to get a joint bank account, he has an excellent credit rating where as i dont and i am in ebt management which he doesnt know about. Will we get accepted for a joint bank account, or will they decline us because of me?? Please could someone help…
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halifax overdrawn
Arrrrgggggggggggg Paid by wrong checkbook and have gone overdrawn on a reward account. My fault, didnt check as forgot I was issued one. They have charged me a fiver for going overdrawn. Is this a 1 off charge or do they charge me per day?
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Proving ones identity
Has anyone successfully used a downloaded bill as a form of identification? In this age of paperless billing I no longer have a utility bill that I can produce as a form of identity. The utility companies want to charge me £5 for each copy!
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Santander Refuse £100 Incentive
Apparently on the basis of me 'not using the switching service' which I did, if only for the transfer of a single d/d from an account to satisfy the T&Cs. They've written to me today to confirm this after I called to ask where it was. I'm pretty sure I've done everything as I needed to. Has anyone a copy of the T&Cs as I…
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Cashing Dollar Cheque
Is it possible to cash a USA dollar cheque in a UK account if the account is in another name to that of the cheque? It's just my other half, who is here on a tourist visa currently, thus has no access to a bank account yet, has received a cheque and wishes for me to cash it. As I understand it, American cheques are not…
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Wouldn't it be nice if a bank...
Wouldn’t it be nice if a bank was competitive on all of its products? Market leading/matching- Interest rates on ISA, Savings and current accounts Competitive- Loans, Mortgages, overdraft rates, credit card charges Provided- UK call centres A few branches Intuitive and easy to use online banking Above average customer…
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Experian Credit Expert... a con!?
Hi All, After getting some advise on this forum i aplied for my £2 credit report from each of the 3 agencies. I already pay a company 'checkmyfile' a monthly fee to view my reports, but this doesnt give me much detail from Experian, so i decided to try and sign up for their monthly access. (i couldnt have the free 30 day…
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Cheque cashed out but money gone missing
Help! I've paid a cheque into Santander's fancy ATM machine and the money was paid into my account, but taken out a few days later. The cheque hadn’t bounced, but apparently the cheque wasn’t found in the ATM (they said they’d had troubles with it eating cheques up…) so they’ve taken the money out of my account again.…
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VISA exchange rate vs bank rate??
Hi guys, I have no idea whether this question can be answered but I figure that this place is as good as anywhere to try! I am looking to make a purchase in Euroland but I am all in sterling. What is the best way of doing it to get the best exchange? We are talking about £25k odds. I can buy a draft from the bank or I…
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lloyds vantage - to use as savings account maybe????
I have just opened accounts with santander and halifax as they were apparently the best buy Top in credit ones. But now I notice at the bottom of the article details of the Lloyds Vantage and must say I was really surprised to find that not mentioned either in best bank or best savings. Is this because there is some sort…
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Santander online banking problem
Hi, first post but long time lurker, so hopefully I'll get this right. I have several accounts with A&L. I frequently use online banking. I never used to have to problems till the switch to Santander. :mad: It has just locked me out for the third time, as it claims my online 5-number passcode is incorrect. 2 questions: 1)…
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Online or Offline?
Hi, I start a new job in 3 weeks which will require me to go to work on the train, I was just wondering if my debit card will be accepted for payment at the bar and for the tickets. I'm 18 and have the Natwest Adapt Account, I chosen not to upgrade to the Current Plus as the interest is better on this account. It is a VISA…
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is paypal safe??
Hi all I do not have a paypal account before. Today I needed paypal for a survey I am doing(to be paid).When I went to create an account it asked for debit card no!!!Now I want to know how safe is Paypal?? I know it is used a lot but as I hav never had one I need to know more about it. Thank you. Sorry, if this thread is…
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Dear experts can you help a lazy man?
Looking for some friendly advice. I'm basically pretty disorganised and a bit lazy so looking for something easy to manage my better half and my own banking. We both have separate bank accounts with HSBC & Natwest which we don't really want to shut down but are looking for a joint bank account to pay a set amount/minimum…
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How many bank accounts can 1 person have?
I know somebody who says they have 3 barclays bank accounts. diff sort codes + diff account numbers How many bank accounts can 1 person have, per bank?? Not saving accounts, but bank accounts. per each of these, how many bank accounts do they allow? and how many do you have with them each? Santander Royal Bank of scotland…
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Natwest closed my account
Hi guys, Recently been having problems with Natwest. At the beginning of Feburary they closed my account which was my primary account I use to take my salary and pay my mortgage etc. Now, they done this without giving me any notice and as much as I try they're unable to give me any information as to why? When they closed…
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Thoughts and Opinions?
Hi there I have just bought a new house and am trying to put some money back into my savings. All fine, except that my car has now developed a pretty serious fault. It is going to cost a fair whack to repair (close to the part-ex value) and I am wondering if I should just call it a day and get a newer car. I need a…
