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Budgeting & bank accounts

Archives for February 2011

Direct Debit hasn't left account
I have a dd due out on 26th of every month to HMRC, this month that was Saturday so I was expecting the dd to leave my account today but its still not gone out and isn't even showing as applied for. Is this a problem at the banks end or HMRC and who should I call tomorrow about it? I can't understand it not going out as…
Lloyds can recall overdraft?
I was out if work for three months and had a £1000 overdraft and when I spoke to the bank today to check my balance they said Lloyds could recall the overdraft in full or in part at any time. While I am going to try and pay the overdraft off I could never afford to pay even half of it off as that would be my wages gone.…
Co-op say its Retailers fault if you go overdrawn?!
Now im sure im not the only 1 that's worked out Co-op is a rubbish bank with the cashminder. A few times now i've been overdrawn up to £2 for transactions that went through when i know for a fact funds were available. I asked co-op y they wete sending me 'we've had to pay this' letters when they can see the funds were…
Cheapest way to transfer money to Irish Bank
Hi I want to transfer money to my mum's account. My bank says it will charge £25 for this SWIFT transfer is there a cheaper way to do this?
depositing a large cheque
I want to deposit £130,000 into my husbands Barclays account and have been told i wont be able to do this unless he is present, because he will need to fill forms in explaining where it has come from. is this true?
Anyone having problems logging into Santander?
For some time I've found Santander's log in to be painfully slow but today it will not proceed beyond the first page. Is anyone else having this problem?
halifax reward account- how does it display on internet
Hi I have had some old current accounts with Halifax for years, yesterday afternoon I phone up and changed them to reward accounts. Have funded them today to try and get the £5 per acct but cant see a difference on the internet banking site, they are listed as current accounts...is this how reward accounts display or do…
DD problem
Have posted this in DFW but think this is the best place for it..... However come across something I've never had before.... I had a small flat which I couldn't afford, so cut my losses and I have gone home to my mum to try to save some money. I told everyone who needed to know, electric, council tax etc and cancelled…
Credit Rating
Forgive me if this should be in the credit card forum. I have a visa with a £30k credit limit (I only ever use £1k to £2k per month and pay in full). I have no debts except mortgage which is at Base + 0.5% so although I have the cash to pay off I have kept this as I can get better return from the savings rates I have. If I…
Visa Rules and Regulations
I'm trying to find a copy of the Visa Rules and Regulations. I contacted my bank (HSBC) earlier today to dispute a transaction on my account and they are unable to help as it's over 118 days old. When I asked for a copy of the rules and regulations she was very unhelpful and terminated the call. Can anyone help?:o
lloyds faster payments 28.2.2011
Anyone having issues today ? Tried just after 9am and my payment didnt go through ?
Opening a new bank account
Hi My Partner and I are looking to open a new bank account with Lloyds and I am reluctant to do so without knowing if we will be accepted or not, I have access to my credit file but not to my credit rating without paying extra which I dont realy want to do. Does anyone know what they will look at when deciding if they will…
Nationwide login
Has anyone else gone to Nationwide this morning and found none of their accounts displayed after logging in?
Is anyone having a problem logging into Barclays this morning?
Hi all, Just thought i would ask if anyone is having a problem logging into Barclay online banking this morning. I can log in ok and then i get a pop up saying Do you want to view only the webpage content that was delivered securely This webpage contains content that will not be delivered using a secure https connection…
Anybody know what time Halifax rolls over to the next day?
I only ask because I was under the impression it was around 3am. Was checking online the other night (just after midnight), and it had already rolled over to the next day. Anybody got any idea? bib
Spreading money over multiple accounts.
Hi, I thought that just incase my current bank goes bust in the current climate (heaven forbid it doesnt) then it would be worth getting another bank account in another banking group and storing some money in there just incase. However, after looking at current accounts, it seems that these need to be my primary account…
Advice needed on overdrafts
Hi I have a £100 overdraft with my second bank. I don't fund it massively each month maybe up to £100 max. Is it best if I fund it more than my current account that I hold elsewhere that does'nt have an overdraft and is just used for general spending? Many thanks:)
Will Santander Charge For Bounced Cheque Into My Account
I have paid a cheque into my Santander account and I am 99.9% sure it will not be paid by RBS (due to their incompetence). Will I be charged for this, I cannot find anything in the list of charges.
mother charged £5 by natwest for cheque presented too early
Never thought this could happen. She wrote a cheque to HMRC for her SA dated 31st Jan, HMRC presented it around the 25th to Natwest and Natwest must have said no given the date. The cheque was presented a few days later and cashed on the 31st but Natwest have charged her £5!! !!!!!!! How can they charge her given the cash…
Auth centre down? Co-Op
Hi Bit random this one. We live in a rural area. Drove 8 miles to nearest supermarket - Co-Op electron declined. Try cash point outside: Service not available. Drive further into town, try 3 more cashpoints all the same. Drive home. Now before I drive back again and possibly find the same with my Halifax electron card - is…

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Budgeting & bank accounts

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