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smile to halifax faster payments?
Hi Havnt really used the faster payments service before but sent £1000 from smile-halifax today and assumed would go fasterpayments but hasnt shown up yet.... do you know if these should show up on internet banking same day or does halifax take a while to register on internet??
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Natwest online log in
Hey guys, Just gone to log into Natwest and before they would ask you for your fist, second and last number from your pin etc. Now its just asking me for the whole pin and password! Have they changed it cause surley its less sucure doing it this way?
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Which bank and account?
My annual salary is approx £48000 and my savings are fairly small (£1500) due to recent house purchase. I am thinking of changing current accounts. The account must have a good online banking facility and can be accessed on an iPad/ iPhone due to worldwide travel with work. I have no debts and no overdraft - I dont want…
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How to check PIN on foreign cash/debit card without a transaction
I have a Deutsche Bank Maestro debit card which I haven't used for cash withdrawals for years. For purchase transactions in Euroland, I always signed until a chip was recently introduced, and then I found I couldn't use it without the PIN even for purchases, not surprisingly. I've recently found an old PIN notification and…
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Posting a cheque to NatWest
Hi, Can I pay in a cheque by posting it to my local branch? Should I just send it in an envelope with a paying-in slip? Thanks
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lloyds overdraft
I have a lloyds overdraft and recently it has been getting out of control,i have moved around a bit recently due to housing problems and im currently sleeping on a friends sofa. I visited lloyds 4 weeks ago to ask them to close my account,so i can pay off my existing balance of £100(50 over my overdraft limit). They said…
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Changing Bank a/c and Credit Card Provider
Hello to all MSE users I am a healthcare professional & here to get your advice on the following please 1. I bank with Lloyds TSB (Platinum £17/month)..been with 'em since '05 Pros (i use): £2000 overdraft limit; Worldwide travel Ins for me/direct family; iphone mobile Ins; Home start AA cover; good experience with…
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Overdrafts - Fees, does the "cooling off period" apply
I recently decided to increase my overdraft limit from £500 to £2800 to help me purchase a car, for which I paid a £20 charge. I had already paid a £20 charge a few months ago to keep my current overdraft of £500 for a further 12 months so was a bit disgruntled to pay an additional £20 but I agreed. Having reviewed my…
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Switching my current account
Hi everyone, I've been banking with HSBC for a while, but lately I've been quite dissappointed. I've got a credit card account with them and the interest rate has gone up twice in the past 12 months or so, first time they didn't even send me a letter to let me know about that, phoned them and of course they said they did.…
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transferd money to wrong account by mistake, cant get money back
A friend of mine transfered £700 to what she thought was hers and her partners joibt account but it comes to it is an account where they have an agreement set up to a company that they pay money to each mth, they have been in touch with them to ask for the money back but they have said no because they owe money to them. Is…
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Money stolen through cash point machine - any advice?
Friend used a card cash machine in a shopping centre on Monday. It was a cashpoint not belonging to a specific bank. She took out £200 which is the maximum she can withdraw per day. Today she obtained a ministatement and was shocked to find that a further £400 was withdrawn on the same day. This made her account go into…
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Santander Have Done Me Over?
So I had an overdraft of 250GBP with Santander and I'd gone over that and was getting charged 100GBP a month for it. I was eventually in to an unauthorised overdraft of 570GBP. I rang them on the 7th of January and we came to the agreement of me paying 80GBP per month on the 24th of every month until it's paid off. And in…
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Lloyds tsb Silver vantage account
Good evening all, I have an account with LTSB silver vantage. I'm currently paying £7.95 pcm to cover a number of things ie mobile phone insurance, breakdown cover, travel insurance and a couple of other bits & pieces. I recieved a letter today stating as from the 1st April 2011 they are changing the current price excess…
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Banking Je Ne Sais Quoi
I remember a time when banking had a certain Je Ne Sais Quoi about it. Quality attentive service, decent branch service and none of the press 1,2,3,4 call centres. Where did it all go wrong?
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Halifax online banking new website opinions?
Am I alone in thinking the new halifax online banking website is more like a downgrade than an upgrade? I really don't like the way they have set it out, its very uncomfortable to use and takes a lot more concentration. I feel its much worse than before. Its all bubbled up like a lot of websites now, why do they have to…
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RBS Cancelled Overdraft without notice
Im hoping someone can help me here as i really am worried about this. I logged into my internet banking today to see if i had been paid early, thankfully i had, but it looks like my overdraft had been removed. I called the telephone banking and asked about this and they informed me that i dont have an overdraft set up on…
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Closing Nationwide FlexAccount with e-Bond open
I am about a year into a three year e-Bond with Nationwide. As the FlexAccount is now completely useless to me, I want to close it to reduce the number of accounts I have (for ease of administration). Does anyone know if I can close the FlexAccount but keep the e-Bond open? The bond contains just £100 to keep me a member.
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State owned RBS pushing customers around
Is anybody else having trouble with an RBS current account? They recently wrote to me to tell me that following an "internal review" they are going to change my current account to a different type as it no longer "suited my needs". Unsurprisingly the new account has worse terms. I have complained but this has been casually…
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Bank Account Help Needed
I`m posting this on behalf of a friend, who has a young adult transgender daughter who is trying to open a basic bank account but finding it difficult as she has no ID. She is on JSA. Since the government have done away with the ID card, she`s pretty stumped. Does anyone have an info on banks which might take this into…
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Opening an Off-shore account - Is it possible to make IBAN transfers into one?
As per the heading, is it possible to have an off-shore a/c in one of the traditional Carribean Banking nations - with the ability for Euro-based folks to IBAN in funds (without excessive fee's -as amounts would be frequent but very small!). Anyone any experience with this?
