smile to halifax faster payments?

1jim

Hi
Havnt really used the faster payments service before but sent £1000 from smile-halifax today and assumed would go fasterpayments but hasnt shown up yet.... do you know if these should show up on internet banking same day or does halifax take a while to register on internet??

pompeyfaith

Any Help?

http://www.halifax.co.uk/onlinebankinghelp/fasterpayments.asp

1jim

found this
Will I notice any differences to my Halifax account?
If you have been sent an Immediate Faster Payment, in most cases it will show in your account within 2 hours and could arrive at any time throughout the day

I guess Im being a bit keen, was hoping to move the money from smile-reward acc-reward acct-smile all in 10mins or so to get the £10 this month but I guess I will just have to keep checking back to see if it arrives......does anyone knows how faster payments show (the code) on smile accounts when they are sent--are they differentiated from slow transfers?

platterfish

Is smiles banking like the Co-op's? If so have you looked at your payment enquiry screen, under the customer service tab. If there is an A under the outcome column, then it went faster, if not and its a different letter then it probably went by bacs.

1jim

Ive not seen the coops banking so am not sure :-( will take a look and see


edit
Sorry

Smile internet banking is temporarily unavailable whilst essential maintenance is being carried out

typical!!

1jim

Theres a letter H......
H Unable to send faster – will credit recipient within 3 working days
I wonder why...the limit says £2000, halifax accept this, not now smiling :-(

Viper_7

A few banks take a while to register it on-line. Faster payments complete in seconds.
You will have been informed at the time wether it went the faster payments router or not.
If you check your transaction do you see a Transaction reference number (18 alphanumeric)

"the payment amount is within the faster payment scheme limits"

I loved this... total rubbish!, it's up to the individual institutions what limits they impose.

platterfish

Looks like it went by bacs, it does that sometimes, bit of a pain, but you will have to wait :-(

1jim

looks like they sent it the slow way....cant really understand why though, was within the limits they have on the website.... I love smile...well I love the idea of smile as a bank....its just that they keep giving me reasons not to stay with them....I can just about tolerate the low (really low) interest rates but to be honest when they do something like this which messes up my cunning plan to make £10 I start to question if my money wouldnt be better in a Lloyds vantage account after all.....Im so torn.....ethical me v mercinary me

anyway have sent them a secure message, but done really expect a decent reply, and not any reply within the next 24hrs...there was a time you could expect a reply in a few hours and it to be spot on

PNPSUKNET

click back when it says this, then re try it changes its mind

1jim

PNPSUKNET wrote: »

click back when it says this, then re try it changes its mind

sadly it seems its mind has been firmly made up