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In Need of a Bank Account!
Hi, I am looking to open a bank account that has a visa debit facility but that doesn't require a credit check or are not overly fussed on what your credit score is as my credit rating is in a pretty horrific way at the moment :( I was looking at the Natwest Step Account, but have seen a few reviews where people have had…
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Barclays
Can anyone please tell me what the o/d np after my account name means on my barclays account? Thanks in advance!
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Santander and Overdraft reduction
I ve recently received a letter from Santander, with no explaination, reducing my £1500 overdraft limit down to £50 in 5 weeks time. What seems particularly difficult and I wondered if other people had experienced similar problems, is it's impossible to get anywhere with Santander or speak to anyone who can make decisions.…
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Calling all first direct customers!
Hoping you can help me here as I'm trying to assemble some evidence. If you have a first direct current account, can you respond below answering each question: 1. Have you had a direct debit, standing order or cheque returned (declined/bounced) in the last 2 - 3 years? 2. If 'Yes', did first direct report a late payment to…
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Direct Debit Help
Hi guys, looking for some advice here if anyone can help. I set up a direct debit last month from my RBS current account to pay off the minimum amount on my RBS credit card. However, being an idiot I totally forgot I'd done this and went ahead and manually paid the minimum amount just there. The direct debit was due to…
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Question about Banks
A friend needs copies of her bank statements from last year for a court hearing (against her bank). The judge has given her three weeks to produce a couple of statements, but her bank has refused to supply them to her. My question is: Does anybody know whether a bank can refuse to give you a statement to your own bank…
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Direct Debit!
Hi there I was just wondering if someone could help me with something, this forum always seems very helpful! My Ex is setting up a direct debit to pay Child Maintenance (all very amicable) Now he wants to arrange it so it goes out on the 1st of every month. If he was to set it up now would it still come out on the 1st? Or…
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First direct banking down?
I'm trying to access my FD account online, but it fails to load. I can log in, but it's SOOOO slow and it "times out" before I can do anything. I just tried to phone FD but I was put on hold dues to unusually large call volumes...something which hardly ever happens to FD. I guess it's because the internet banking is down.…
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paypal charges?
hi everybody, just a quick one, i have sold a vehicle on ebay, for just a few pounds shy of £500, i have already been in touch with the buyer, who asked if he could put the money into my paypal account today, and pick it up tomorrow. However, is there a charge for putting a certain amount of cash into your paypal account?…
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Thinking of changing banks - thoughts on the best?
Hi All, So I am currently thinking of changing banks as I am currently with Santander and a few things have started to annoy me about them. My main gripes is that their telephone service is terrible as I find I am always re-directed severaltimes before getting to the right department and often on hold. Secondly I have also…
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BACS Transfer Time?
Hope someone can help. Not something I've ever need to research myself... I've started a new job recently. The empoloyer took a rather lacasasical approach to collecting my bank details / ID / signed contract and only got the Payee details to their accountant on Wednesday. They swear blind I will be paid on Monday however…
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Use or redeem any Post Office Saving Stamps by THIS MONDAY!
£1m Post Office stamps outstanding (UKPA) – Feb 17, 2011 Consumers have been urged to use or cash in around £1 million of outstanding Post Office Savings Stamps. The stamps, which can be used to budget and pay bills over the counter, are being phased out, and people will no longer be able to use them at post office…
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Help understanding charges?
I am self employed and one of my payment this month never went in the bank on time so for the first time i had a credit card payment referred to payer, but then i was over drawn by £35 and but the credit card have been on the phone as they have not been paid, so how come i am over drawn???? I am worried sick cause i dont…
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Old Abbey National account
I have an old abbey national account which I want to check if its open. Since Santander has taken over I have not received any statements for this account. I have the old account number and sortcode. Would I be able to just go into a branch to find out about this or call them?
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do i stand anywhere with this ?...
hi any advice if poss on where i stand with this i had a magazine subscription, with a site, which i cancelled ive just realised that when i opened up subscription 1. they also opened up subscription 2 i only cancelled subscription 1. the reason i've only just noticed (about £500 worth) that subscription 2 existed, is…
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HSBC Address?
Hi people, Could someone please help with the address of HSBC Bank? I am in the process of setting up a DMP with CCCS and have credit cards and bank account with HSBC but cannot find the main address for them.
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any advice,would be most appreciated !!
Thanku in advance,for having a look at my post. Having seperated from my husband a few years ago,i have tried extra hard to start my own business and bring up my 3 children alone.I was determind to give my business 110% and hoped that it would give me the oppurtunity to support my children and provide for there future.My…
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Santander Decieved me
2 months ago, using a link on this very site I tried to apply for Santander account. A very tempting 0% overdraft was offered for balance transfers. The lack of fees was to help me speed up my plan to become completely debt free. I immediately recieved all the relevant paperwork, including an automated service to transfer…
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Nationwide cashcard+ account
Hi this is a question for my mum not me. She is using a chequebook still every month for diff bills etc, have tried to get her to set up direct debits but she wont, and she is worrying now because nationwide hasn't sent her a new cheque book if we pop into the branch on saturday would she still be able to request one…
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Revolution against big bad FS companies - is now the time for a Spring Rebirth?
I have just been watching a programme on BBC News entitled Revolution 2011. They are discussing how we may have reached a point in history where Social Networks / Media have enabled protests against wrongs in our world to go viral and go good like never before. The programme and commentators reminded viewers how basically…
