We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
In Need of a Bank Account!

hollister_2
Posts: 10 Forumite
Hi,
I am looking to open a bank account that has a visa debit facility but that doesn't require a credit check or are not overly fussed on what your credit score is as my credit rating is in a pretty horrific way at the moment
I was looking at the Natwest Step Account, but have seen a few reviews where people have had problems with it. Also I only have a provisional driving licence as ID which is proving to also be a problem with Natwest?
Was just wondering if anyone had any advice or if anyone could reccomend a bank that offer this. I just want an account with Direct Debit facilities and a Visa Debit card. I don't want cheque books or overdrafts etc...
Any help or advice would be much appreciated.
I am looking to open a bank account that has a visa debit facility but that doesn't require a credit check or are not overly fussed on what your credit score is as my credit rating is in a pretty horrific way at the moment

I was looking at the Natwest Step Account, but have seen a few reviews where people have had problems with it. Also I only have a provisional driving licence as ID which is proving to also be a problem with Natwest?
Was just wondering if anyone had any advice or if anyone could reccomend a bank that offer this. I just want an account with Direct Debit facilities and a Visa Debit card. I don't want cheque books or overdrafts etc...
Any help or advice would be much appreciated.

0
Comments
-
Hi,
I am looking to open a bank account that has a visa debit facility but that doesn't require a credit check or are not overly fussed on what your credit score is as my credit rating is in a pretty horrific way at the moment
I was looking at the Natwest Step Account, but have seen a few reviews where people have had problems with it. Also I only have a provisional driving licence as ID which is proving to also be a problem with Natwest?
Was just wondering if anyone had any advice or if anyone could reccomend a bank that offer this. I just want an account with Direct Debit facilities and a Visa Debit card. I don't want cheque books or overdrafts etc...
Any help or advice would be much appreciated.
you could try the Co-Op Cashminder or Barclays Cash Account
Halifax Cardcash only issue a Visa Electron0 -
I have a Cash Card account with Barclays, this account Im using is an old one but I seem to recall from reading their literature in branch a provisional licence is ok. I like the Visa Debit that comes with it, and you can have DD's and SO's. Hope that helps
(it doesnt have any cheque book/overdraft with it either)
*The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.200 -
Try opening the Step account online. Natwest try and identify you online, I didn't have to provide any additional ID to open my RBS group account.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards