DD problem

myteeduck

Have posted this in DFW but think this is the best place for it.....


However come across something I've never had before....

I had a small flat which I couldn't afford, so cut my losses and I have gone home to my mum to try to save some money.

I told everyone who needed to know, electric, council tax etc and cancelled direct debits as suggested. Since then the council have contacted me to say i didn't pay enough in council tax and still owe the £15. All ok - was in for 6 months and had it spread over until year end, but moved out before this ended, so expected a small sum was owed. However the letter said they will take a direct debit as usual but.... I cancelled it!

I rang them and they said it was fine at their end, not going to charge, however im not sure about Alliance and Leicester. I understand they charge if you dont have enough in the bank when the payment is made, but do they charge for having to bounce back a payment as someone is trying to claim on the direct debit?.... I cant find anything on their website for charges.

Just wondered if someone knows if im going to be charged? and if so how much?

Thanks in advance
Myteeduck

YorkshireBoy

myteeduck wrote: »

...im not sure about Alliance and Leicester. I understand they charge if you dont have enough in the bank when the payment is made, but do they charge for having to bounce back a payment as someone is trying to claim on the direct debit?

The 'unpaid item' fee is still £25 I believe. If the application of this fee (not sure if it's there and then or you're notified of the date it's to be charged?) creates an unauthorised overdraft there will be another £5 per day on top (capped at £100 per month from memory).

I cant find anything on their website for charges.

I found this...

http://www.santander.co.uk/csgs/StaticBS?blobcol=urldata&blobheader=application%2Fpdf&blobkey=id&blobtable=MungoBlobs&blobwhere=1223410028137&cachecontrol=immediate&ssbinary=true&maxage=3600