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Lloyds TSB Phone Bank express - Warning
I always pay my Lloyds TSB Duo credit card in full every month using phone bank express. I did this on 28.10.08 (or so I thought) received current account statement the other day and noticed the payment hadnt come out of my current account, so phoned Lloyds and they had no record of payment , but said they would…
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Lloyds TSB Phone Bank express - Warning
I always pay my Lloyds TSB Duo credit card in full every month using phone bank express. I did this on 28.10.08 (or so I thought) received current account statement the other day and noticed the payment hadnt come out of my current account, so phoned Lloyds and they had no record of payment , but said they would…
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Switching to Alliance & Leicester from Barclays?
I have been a barclays customer for the last 9yrs and I've never had any problems with them. After reading the best Current Account Article I am considering making the switch. The 8.5% AER on the first £2500 sounds very attractive considering the highest paying savings accounts seem to only be around 6% and they may drop…
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HSBC correspondence is annoying and excessive
I've been with HSBC for about 8 years, has been very good until about 3 months ago when they started playing about with their overdraft stuff (I think I seen others on here saying about it). I don't mind the overdraft changing that much. However, within the past 3 months I've had letters nearly every week with about 10…
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account suddenly closed by nationwide!
hi my son previously applied for a natwest account. they then wrote to him to say they were closing it and would not enter into discussion about it etc etc... i took it up with the FOS who said they could not do anything basically. he then applied for a nationwide current account as he needed it to get his wages paid into.…
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question regarding Alliance and Leicester Premier Direct
hello can anyone tell me - i read somewhere I think it the A&L website, that if you fail to pay at least £500 a month, a charge of £5 is incurred on the account. What I want to know is if anyone knows whether they also do not give you your month's interest if you fail to pay in five hundred, for example if you were…
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Hsbc debit card query
Hi guys, does anyone know if HSBC are doing a general new issue of debit cards? I'm just trying to figure out if someone/something is trying to scam me. My account appears in good order, no unauthorised transactions (checked in real time on internet banking). The odd thing is, an online order I did a couple of days ago…
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Norwich and Peterborough building society
Does anyone know if Norwich and Peterborough building society report to the Credit Reference Agency's on the conduct of there current account if so which agency do they use.
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National Hunter
http://www.guardian.co.uk/money/2008/nov/15/national-hunter-credit-agency Another agency to check if you have been turned down for a bank account. However you have to do Data Subject Access request under The Data Protection Act costing £10 not £2 like the other credit companies.
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Co op question
Are co-op changing to a visa debit card on there basic account i read recently they are changing there terms and conditions for there cash minder in December and it states they may issue a visa debit card or electron. Any views?
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Abbey upgrade question.
Hi my sister has a Abbey basic account and she wants to upgrade her account, do they do external credit checks or are they based on your internal score with the bank?
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Nationwide....another question!
A question for all of you with a Nationwide Card. I applied last year for a flex account, and got given a Cash Card rather than a debit card. I thought it'd be a simple trip into the bank to upgrade it, but apparently I don't meet the criteria. I was rejected for a debit card...evidently not responsible enough or…
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Halifax - Fraudelent transactions allowed by the bank
Last year a payment of £9.99 was taken from my bank account and charged as Portland Enterprise with a phone no beside it, I rang it and it was TV X, this is where the nightmare began, someone had set up an account with them in a false name using my bank details. They refused to cancel or stop the payment as the account…
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Confused about statement
I've just been paid £24.40 by "TRAINLINE.COM LTD" I've never used trainline.com, but I do book train tickets regularly. The next train tickets I have didn't cost £24.40, so I don't understand why I've been paid it.. Can anyone shed some light? Thanks
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Abbey £100 for switching
Saw this in branch today, you get £100 for switching to them. after the 3rd month of paying in 1k, u will get your £100.
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nationwide overdraft APR?
I used to be on the old preferential overdraft rate, a really good deal from Natiowide, they scrubbed that a while ago and now have quietly sneaked my ' authorised ' rate up to what they call 12.9% ear, I rang em asking for the APR and they couldn't tell me, just quoting the monthly rate and the EAR, I make the APR to be…
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First Direct Current Account - £100 payment
Hi, I am seeking the advice of the knowledgeable folks here. Essentially I opened a Current Account with First Direct in January 2008 as recommended here ... No interest, however £100 paid if you pay in over £1500 a month, and a further £100 if you wish to close the account. I can be totally honest ... it was a blatant…
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"no notice, but pay off your overdraft"
My wife's current account with RBS started as a student account with an overdraft of £2000. Apparently, when she graduated she could keep it as a "privilage" with an expiry of 2 years. Is this normal? She went to pay a cheque in the other day when the cashier told her that it has to be paid off by the end of the month, but…
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abbey have "expired" our overdraft..help!
Received a notice from abbey to say our £1500 overdraft will be "expired" on the 1/1/09! A very happy new year from them. we have had a lot of charges on the account as it's been a terrible year financially. I am a full time nursing student and my husband had to take a large pay cut at his new job. They are not offering us…
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Natwest HELP!!
HELP! I need advice urgently I got paid today, and was just on the phone trying to book some tickets for an event that cost £300. While I was on the phone, the operator tried to put the transation through 3 times, each time saying it had failed because the system couldn't match my address exactly to the address on my bank…
