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Just been told HSBC internal score is 70 - what does this mean to me?
I just got told by HSBC that my Behaviour Score is 70. I've had the account open for 11 weeks. What does this Behaviour Score mean to me? I would very much like a credit card and/or loan from HSBC. My credit file has no problems on it but it is "thin" and I am not on the Voters Roll till 1st December. Can this particular…
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Appointment with Account Manager
Hello All My DD has just received a call from her Bank (Lloyds) to make an appointment to update her current account now that she is 18. As a cynical 51 year old I know that updating the account to an adult type is just a matter of seconds so the wish to see her tells me that they would like to be selling her something.…
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Company bank account
Hope I can get some advice here. I am looking to open a limited company away from Nat West but the directors have defaults and missed payments but no ccjs, The company has been trading for 5 years has great accounts needs no overdraft/ has no finance just a bank account-any help other than contact an independent agency…
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Is it time i spoke to the ombudsman regading HSBC?
Hi, im brand new here! and if im in the wrong place or over-step the mark then please let me know!? My story is i have beeen in dispute with HSBC since 1995 over a professional studies loan agreed Base + 2% on £10,000. To cut a long story short i was ill when doing the final 2 exams for my MBA and as a result had to await…
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My company has changed our pay day
My company has recently just moved the pay day from the 14th of every month to the 25th of every month. That meant I got my normal months salary on the 14th of October. Then my next salary payment would be given to me on the 25th of November. I used to get paid 2 weeks in arrears and 2 weeks in advance. Now they will be…
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Nationwide Flexaccount
We became Nationwide customers due to Portman being taken over and each of us have an ISA. I rang them up today to see if we can open a Flexaccount so that we can have the Cashpoint card as it is free to use in foreign cashpoints. I was not sure whether I could open one due to living in Spain but they have said they will…
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Can you apply for a debit card upgrade on Nationwide Online?
Can you or you do need to go to the branch for the embarrassment of being rejected?
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A& L Premier Direct retention query
Hi, I'm coming to the end the first year (with high interest rate) of my A&L Premier Direct account. I saw a couple of messages on here a while back saying that A&L were prepared to extend the high rate for another year through their customer retentions department. Has anyone done this recently? Is it still possible?…
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hsbc bank account
were expecting pay at midnight tues night/weds morning. am just wondering if i ring the bank if they can tell me if they will be any money transfered in to the account at that time, i remember calling a while ago and the bank saying they could check tommorows transactions but does that include diposits?
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FPS and one-time payment
Hi, Just came back from a Natwest branch and they guy said their FPS is just for Standing orders. Is it true? He was not sure. FPS is same day payment right? and they are free, correct? Looking at the wikipedia page, it seems many banks implemented it already. (Natwest and Barclays do) Is it only through the internet that…
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Insane Amount of Credit Searches
Just got hold of my credit file and noticed I must have some kind of record for the number of credit searches in 12 months! 46!!!!! I take it having this many searches on my file may be a reason why I cant get any credit at the minute apart from basic bank accounts! Thats no more applying for credit for the next year for…
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Lost/damaged card (stupid) question
Hi, I hope this is in the right section.
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Free McAfee security software for HSBC customers
More details here Regards Sunil
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Paypal
Don't know if this is in the right thread, but has anyone else had their paypal account accessed? Yesterday, I had 5 transactions from skype in the space of a minute placed on it, all of which were refunded half an hour later. Then tonight, I get an e-mail from paypal saying a hold on my account has been placed because of…
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Halifax bank charges urgent advice needed
Hi im Carlie im a single mum on benifits, like alot of people i am seriously struggling with money at the moment, already this month i have had 3 bank charges at £35 a go but i managed to get one of them refunded. i have two more due to come out monday and tuesday both at £35. i have 25 pounds in the bank and due to get my…
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Barclays Fees
I logged on to my Barclays account today to find I am overdrawn. I have a £1k overdraft limit which I never use and a £500 reserve facility. The problem arose because I transferred £1,300 from my Barclays account to my Alliance and Leicester acc. Because of the way A&L work the transfer is done from their end rather than…
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Chang of Address - A Tale of Two Banks
Sold our house a few months ago due to separating from my wife. I have an account with HSBC she has an account with Barclays Me: log into HSBC banking website and change address. Her: No option available to change address via Barclays website but has to visit the branch. Goes in and is then told that she needs to make an…
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Current accounts.... the best?
Thinking of looking at moving accounts else where, who would you recommend for current accounts? At the minute I get 5.12% on balance up to 2,500, mobile insurance, travel, RAC etc etc with halifax for 12.50. One thing I am looking at though is mobile banking which they dont offer.... what would you recommend?
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Lloyds TSB Overdraft
Wondering if anyone can offer some advice for me please. I have (and have had) an overdraft with Lloyds for many years. I've never went over the overdraft, but am always in the overdraft every month (my pay leaves me in credit until about the middle of month when bills come out and then i'm in the overdraft). The overdraft…
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Bank deposits extra funds
I recently transferred my ISA to another provider and the old provider sent two cheques which were both cashed by the new provider. SO not only have i gone over my yearly allowance but i have double my balance. I know that i shouldnt spend the money and i dont intend to. What i want to know, from any finance lawyers on the…
