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Multiple current accounts
Is one allowed to have several current accounts. I have HSBC graduate account, but am thinking of getting a Barclay's current account as backup?
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Can my bank close my account without telling me??
Hello all, A few months ago i switched bank from barclays to another, i still wanted to keep the barclays one open though just in case! About a month agho i got a letter from my new bank saying the switch is complete and if i wanted them to close my old account all i had to do was sign the bit of paper they provided and…
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Name misspelled on cheque
I have recently received a compensation cheque from HMCS. However, despite the year of uncertainty, stress and nature of the issue, they have spelled my name wrong. It is states to pay Nicola X when my name is actually Nicole X. Whats the likelihood of my bank (Abbey:S) accepting this cheque?
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unified online banking?
I have been using Halifax online banking for a while and have now used HSBC too - will be signing up for Abbey online banking too Seems they all have a number of base payments such as view account, transfer money/pay bills etc. But some have features others don't like order a new pin, replace cards etc. also the interfaces…
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free RAC/AA/etc
I notice that HSBC plus has free Roadside Breakdown assistance but HSBC premier does not - I would have expected that the higher account would have it too anyway what other accounts have free stuff like this - preferably without monthly fees thanks
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Why does this happen?
Hi all, I have a question about debit cards and buying online. I have a Barclays current account and a connect debit card. Sometimes, not all the time when i purchase goods online before they even take the money for the item they take say £1 out of my account which usually goes back in after about a week. Tesco for example…
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o/d charges what can I do now?
Hi everyone Recieved my statement today from Abbey and I am being charge £70 for going over my limit by £11 for a day (as soon as I realised I corrected it) I phoned them up as I cannot afford to pay it this month. Got a really snotty woman on the other end stating that if I couldnt pay it I will be charged again at the…
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Visa debit refund time (TSB basic account - PC World/Dixons Group)
Hey everyone. Signed up to ask what is probably a stupid question. I have a VISA debit card, attached to a Lloyds TSB basic account. I just in the last hour made a return to PC world, and they've put through the £220 refund. When should I expect to see this in my account?
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letter from my bank, could anyone translate?
I have just received a letter from my bank, and I know what I think it means, but it just seems too good to be true. It says. Original credit amount: £525 Please note when you next check your statement that we have changed the amount you paid in on .... from your total of £525 to £725. We have done thiis for the following…
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Cheque Lost By Office Post/bank And Cashed. What To Do?
Paid two cheques on 31.10.08 in at my local post office via a sealed envelope into my Alliance and Leicester account. Checked online and the money had not arrived in my account. Telephone Alliance and Leicester and was told cheque had not arrived and to contact the people who had sent them. They reported cheques as being…
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C/A Application Probs – Best for Foreign Cash/Hols
Hi, hope you guys can help me :) I'm trying to apply for a better Current Account than my HSBC Current Account. I've been with HSBC 17 years but now, after getting a lot more clued up on these things via this site, realise they are screwing me and I could do a LOT better. So, this hinges around my life plan for the next…
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Quarterly charges
Hi. Just wondering if there are any UK banks that dont charge quarterly charges?
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cheque not out of date for 6 years
A cheque I had written dated January 2006, was presented and paid last week. I thought a cheque was valid for 6 months, but was informed by LLoyds TSB it is valid for 6 years. If I had known I would have put a stop on it years ago.
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halifax moneyback account
hi there...i have a halifax moneybank current account which basically gives me cashback every time i use my debit card....i think it is great as for the last 2 years i have receieved just over £100 cashback...which is so much more than i have ever received in interest!!! just wanted to share it with you ...and wondered if…
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Exchange Rate/Charges for large US$ Cheque - What's Best?
Hi I currently bank with RBS. I used to receive dividend cheques from a US company's shares made in USD ($) which I just paid into my current account at Virgin One (RBS). They charged 10% of the value of all cheques, which was very poor, but since it was only less than $100 each quarter it didn't matter too much. The…
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Halifax closing Cardcash?
I found a document from HBOS called 'Removing Barriers to Banking' published in August. It states that: "Cardcash is one of HBOS’s two historic social banking accounts. It dates back to the mid 1980s. A major project for 2008 is to migrate Cardcash customers either to Easycash, or to a Halifax Current Account, depending on…
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First Direct - Savings % drop but mortgage SVR remains
I had a nice notification from First Direct this morning to say that they're dropping their rate for savers by 1.5% as from today. Yet there's still no mention about what they plan to do with their Std Variable Rate on mortgages and when that might happen.
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Taking O/d Charges Out Of Benefits
Hi, sorry in advance if this is posted in the wrong place. Can anyone tell me if it's true that banks aren't allowed to take their Overdrawn charges from your account if your only income into the account is from benefits? My daughter is suffering severe financial hardship every month as her bank (HSBC) is repeatedly…
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Student in need of Student Account, Halifax EasyCash at moment, Credit problems!
Hi all, Well im with Halifax using an EasyCash Account and studying at University, I am 19 years of age and earn around £500 a month, as well have my student loans every few. The problem is I would like a student account with an overdraft but I can becuase I have bad credit, due to me being stupid as soon as I turned 18…
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cheque paid into HSBC account
hi, i paid a cheque into a HSBC savings account on monday. will it be available on thursday ??
