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Citibank Direct Debit Problems
Has anyone else had problems setting up direct debits from their Citibank account??? Most have gone through fine but Scottishpower & Vodafone can't seem to set it up. Any suggestions what the problem might be before I try and contact them? Thanks Mrs M
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Best current account for paying in small ££
Hi I use Nationwide to have my work expenses into and have another that my salary goes into. I need two accounts to keep business separate from personal but I'm wanting to move from Nationwide - can anyone recommend a "free" bank account that offers overdraft but does not require me to pay salary in? Thanks
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Service Status letter
Hi Can anyone advise, have a letter from my branch manager, asking me to call the branch as they have been unable to contact me, and they wish to talk to me regarding a service issue on my account, can't imagine, not overdrawn and have a 5k o/d facility anyway, don't use my account that much, tend to use my C/C and pay…
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Basic Bank Accounts - Debit Cards
I have used the search function and discovered plenty of useful information regarding the pros and cons of the various different basic bank accounts. I haven't managed to find anything specific on my query hence the new thread... Out of the different kind of debit cards available with basic bank accounts, which are the…
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A Woolwich ATM Has Stolen My Money What Can I Do?
I used a woolwich atm machine yesterday to withdraw £300. I dont bank with the woolwich and the machine has taken the £300 out of my account without dispensing the cash. I went into the branch and they confirmed problems with their systems but said the issue has to be investigated by their head office and i may have to…
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Bank Account Been Closed - Wages Going In
Hi, I had a Barclays bank account that I left to go a little over my overdraft limit. Limit was £250, balance went to around £370. This made them take back the £250 overdraft limit, so the entire overdraft was unauthorised. Then three weeks ago I started a new job and put down the bank details for that account, for my…
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Need advice on having two current accounts and overdrafts
I've just got back from an appt at the bank and am feeling very confused. Once upon a time I had a current account with Halifax. I then became ill and was on and off benefits for two years. During this time my account was downgraded to a Cardcash account, which basically means a Visa Electron card and no cheque guarantee…
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Budgeting is the FUTURE!
Hi Everyone, I found this website when I heard of the bank charge reclaim scheme - which I am in the middle of I hasten to add! I am really enjoying reading the info contained -it is a goldmine! In the past my wife and I have always had money problems, be it credit cards, loans, going overdrawn regularly. I am glad to say…
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been offered current a/c is my credit ok now?
hi all I went to natwest yesterday with the hope of getting one of there basic bank a/c. I already have one with the bank of scotland but you carnt use the card in shops ect. anyway took id a member of staff took all my details and low and behold i was offered a current a/c with full benifits! I had a problem with a bank…
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Bank cashed cheque for £83.69 as £831.69
I wrote a cheque on 5th Feb for £83.69 and my bank has cashed it as £831.69 on 13th Feb. I'm still trying to get it sorted and meanwhile I'm still £748 down and not happy They are saying that its not their fault and the bank who cashed it keyed it in wrong and that its up to me to chase it up. I can't understand how that…
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New Bank/BS needed!
Basically I'm looking to move away from Barclays after 25 years with them as they have decided to retract a lot of thier products being made available to me without reason.. Anyway,I'd like recommendations please on accounts I can open online,apply for an overdraft facilty at the same time,offers a debit/cashtill card and…
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money going out, but didnt actually go...
Hi guys, i went out for a meal on valentines night with my better half. the meal came to £45.15 ( paid by Visa debit card) the next day, online banking showed that this money was 'going to be coming out' i.e it showed as still there, but the 'available balance' was £45.15 less, as you would expect. the account was like…
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Halifax Account
I am looking to switch Bank accounts. The situation is:- On 20th Month the Salary is paid into bank account. 21st - 28th Month Most Direct Debits are paid. One Standing order is debited on 18th and TV Licence is debited quarterly. I was looking to open a Halifax account (with £100 cash incentive for using switching…
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account for a teenager
My 15 yr old daughter starts her 1st part-time job this week and needs to open a suitable bank (or building society?) account for her money to be paid in. It will be in the region of £50 - £100 each month. She wants a cash card too. I can only find comparisons and reviews for young children's savers accounts and 16 or 18…
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Need An Account With Debit Card Facility
I currently hold 2 Nationwide flexaccounts and have done for several years now, however they wont upgrade it due to the fact i have a CCJ - no thanks to my ex. I need a debit card to be able to do my weekly food shop online as with 2 babies under the age of 2, and on my own with them and nobody to look after them as you…
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RBS Student Royalties Account Overdraft - is it really free?
http://www.rbs.co.uk/Personal_Finances/students_&_youth/student_royalties/interest_free_od.htm My son has overdrawn on this account and says it won't cost him anything as it is arranged. I have an overdraft facility for any accidents but it will still cost me if I use it, in interest. Is there a catch? If so what is it?…
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Example of bad customer service - share your experience
Any thought or bad experience you might want to share. Would be quite interesting to read how low can they fall. Here is mine. Alliance&Leicester Last summer i went to supermarket to do some shoping and my card was declined. Good that i had some extra cash on me. I knew that i had plenty in my account, so after i left…
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Hiring a Personal Debt Collector
Hello, i wasnt sure where to put my first post so i decided to put it here. If this is the wrong forum accept my appologies and move where it should be. Iam enquiring on whether anybody has any advice on hiring a debt collector to recover an amount of money that wasnt paid by a friend. (Now Ex Friend) A Couple of months…
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What Your Account Like?
Afternoon :) I really want to switch my bank account from FlexAccount (with non guaranteed cheque book) with Nationwide to another bank...Not only because Im going to claim over my bank charges but because I fancy a change - lol! The problem is...I need an account which clears cheques in a maximum of 3 days as well as good…
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Royal bank of Scotland - GP banking
Just wanted to share my experience, i open an account through Gregory pennington, which is basically a Royal bank of scotland account that is managed by them, when you open it you pay a £25 "Starter Fee" which omes out of your first payment into the account and then you pay £8 per month for a money manager to keep your…
