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Whats the best current account plus maybe cashback from quidco??
I am starting a part time job at the end of March. My husband is the main earner and pays all the bills etc as I have stayed at home with my little one for 3 years. I don't want my new earnings to just get swallowed up with our every day expenses as we have manged without them up until now. So I was thinking of opening a…
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Opening halifax account-one question?
They say they do all the work ref direct debits, but is best if you contact these companies as well or should'nt there be a problem.
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Swiss bank acct?
Whats the advantage of having a swiss bank account? What makes them so great?
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Halifax or First Direct? online usability
Hey all, I'm opening a current account soon to replace my current. Wanting experiences on Halifax and First Direct as they're the ones I've narrowed it down to. Interest rate wise, Halifax wins but as the money coming in, disappears only a day later, its not a huge criterion. And apart from the £100 gift vs FD's £50, I…
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What rules should banks introduce
Now that things are going to change, after the bank charges revue has been completed. What rules do you think should be introduced by banks, voluntarily or compulsory. I think Un-authorised overdrafts should be banned. As in you can't go past your overdrat limit, if you have one, or overdrawn at all. If you do try to,…
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Why's opening a current account such a big deal?
Hi I have been lurking in this forum for about 2 weeks while trying (unsuccessfully) to open a bank account and now I am !!!!ed off. I need an outlet and maybe some of you can chime in. Most of people here have problems getting a "decent" bank account because of their credit history. I wonder why are the two related as…
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how much is your overdraft?
i have an overdraft and use it regular, just wondering what overdraft limits people have got and do they use them? :o
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Old Bank Notes
Whilst sorting out my loft today I came across some old style £10 and £5 notes in a case. What can I do with these? Will banks still honour them? Pands
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WARNING! Halifax Phisher
If you get emails from service@halifax-management.co.uk DON'T go and put your bank details in. Clicking on the link here clearly takes you to a German webpage. Watch out!!! Anyone any ideas who I can email at Halifax to let them know?
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Direct debit fraud - Lloyds bank doesn't care - feel free to steal money
I am treasurer of a registered charity, and for donations the charities sort code + account number details are on the internet. In December some criminal used the details to get phone from O2 setting up a direct debit. Apparently this person was in South London. Now the same thing's happened again, with a £79.50 debit from…
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OFT and Bank Charges
I work for a bank and we had a memo come round that March is when the OFT finish their investigation into OD Charges and are "likely" to rule that a maximum charge of £12 for an unpaid item or for exceeding an OD limit will be put in place. So what are people going to do then? People are moaning that £35 is too high for…
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Joint account help please!!!
hi Not sure if this is in the right section so apologies if not. My husband and I separated last month and he agreed to pay his half of the mortgage until his name was removed from the mortgage. However he has now announced that he will not be paying his half, which is due on 1st March and that I can see him in court for…
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Lloyds TSB and 16 year old son
Hi there - I'm new on here so hope I'm doing it right. My son is 16 and has a Lloyds TSB Under 19 account with a cash/debit card, opened when looking for work. He worked for two months to Christmas 2006, but not since. He is still using the bank account but there is no money going into it. At the moment he is overdrawn…
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Current Account Monthly Fees
Hi Looking to change my current account....I notice a lot of Current Acc's are now charging a monthly fee with lot's chucked in. Question is...Are these worth moving to? I don't have an overdraft (Apart from the free £100 one) and there is always deals for a years travel insurance available from somewhere (Last year I got…
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confusion over exceeding overdraft
Back in December i accidentally exceeded my overdraft limit by £9.99 for a max of 24 hours. LLoydsTSB haven't charged me for this, i was expecting a letter saying we will charge you £30 in 14 days but they haven't sent one or taken the money. So, do LLoydsTSB allow a percentage amount over before they charge or should i…
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Drawing Money Over the Counter
Need to draw £960 over the counter on Monday, we bank with Royal Bank of Scotland. What identification will we need? and can we actually draw this amount over the counter or do we need to give prior notification?
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riggermortis
I bank with HSBC in england and wish to take advantage of one of the current crop of high percentage paying current accounts but i cant? why because i live in Guernsey!!!!!! :confused:
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cost of returned cheques
Unfortunately the bank returned two cheques I paid to a retailer and I received a letter from the retailer (or agency acting on their behalf) where the cost for these two cheques is £144.50. Is it up to each company how much they charge for returned cheque? There must be some law. Otherwise they could ask you for 1000's of…
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Lloyds Premier Account - Moving back to classic
Hia! I just realised looking at my account im paying £10 a month for "Premier" services. As far as I can see its a waste of money. I rang up Telephone banking - they say you need to go into bank. I tried internet banking - not sign of a button to downgrade but plenty of buttons for upgrading:rolleyes: So looks like im off…
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Halifax moneyback account...
I switched to the Halifax moneyback account last month and just wanted to say how happy I am with it so far... I pay in over £1000 a month, get moneyback on all my debit card purchases and my overdraft interest rate is the lowest they offer (apart from 0% of course). So far in just over a month I have earnt £4.17... :D
